4246 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4246 Settlers Ct, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,840 sqft Living Area
Lot Size	8,624 sqft (0.198 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$1,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0584-0001-3820`
Alternative APNs	`263016058400013820` `85538`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,840 sqft Living Area
Gross Area	2,310 sqft Gross Area
1st Floor	1,840 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,624 sqft (0.198 acres)
Depth X Width	115 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	200 sqft Patio
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4246 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 5 PB 13 PG 25 LOT 382
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 5
Legal Tract	584
Legal Block	3820
Legal Lot Number	382
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0584-0001-3820

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4246 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2002
Deed Sale	May 08, 2002
Prior Sale	Dec 20, 2001 · Amount on Record
Deed Book / Page	2047 / 1529
Last Transfer Date	Jun 16, 2026
Transfer Doc	0000080255
Record Refreshed	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 18, 2026
Property Address	4246 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Document Number	0000080255
Book / Page	6990 / 549
Instrument Date	Jun 16, 2026
Instrument	202680255
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4246 SETTLERS CT, SAINT CLOUD, FL 34772-8510

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (+8.98%) Homeowner's exemption Senior Citizen's exemption	$126,438 (+5.99%)	$323,500 (-2.68%) Land $75,000 Building $248,500
2023	$1,181.00 (+5.54%) Homeowner's exemption Senior Citizen's exemption	$119,297 (+3%)	$332,400 (+20.78%) Land $65,000 Building $267,400
2022	$1,119.00 Homeowner's exemption Senior Citizen's exemption	$115,823	$275,200 Land $60,000 Building $215,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.