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4246 Beach St, Reading, MI 49274 Property Records

Hillsdale County property record for 4246 Beach St, Reading, MI 49274 · Last verified August 2026

Property Summary

Property TypeMobile Home
Details2 ba · 1,352 sqft · built 2000
Lot Size0.351 acres (15,319 sqft)
Owner2 Company Names on File
Last Sale$234,000 (Aug 2020)
Tax Bill$5,182 (2025)
Deeds & MortgagesNov 2020 Transfer
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-045-001-051

Property Details

APN / Parcel Number

Primary APN10-045-001-051

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Exterior MaterialWood Siding
Lot Area15,319 sqft (0.351 acres)
Lot Width75 ft Width
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4246 BEACH ST
CityREADING
StateMI
Zip49274-9749
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionN1/2 LOT 36 & ALL LOT 37 ALSO COM NW COR LOT 12 TH N 6329'03E ALG N LN SD LOT 3.15 FT TH S 0738'18E 79.73 FT TH S 8709'56W 19
Legal Range04W
Legal Township07S
Legal Section17
Legal SubdivisionHY DA WA BEACH
Legal Lot Number36,37
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group3
Census Block3015
Census Tract50400

Owner

Source: Hillsdale County records · APN 10-045-001-051

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2825 FLOYD RD, LAMBERTVILLE, MI 48144-8502
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Intrafamily Transfer, Transfer
Aug 18, 2020Warranty Deed, Transfer · Conventional Mortgage
DIRECTIONS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleApr 28, 2005 · Amount on Record
Deed Book / Page1770 / 328
Last Transfer DateOct 28, 2020
Transfer Doc1778/137
Record UpdatedSep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSDALE MI
Recording DateNov 04, 2020
Property Address4246 BEACH ST, READING, MI 49274-9749
Document Number1778/137
Book / Page1778 / 137
Map ReferenceLB 2 PG 19
Instrument DateOct 28, 2020
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2825 FLOYD RD, LAMBERTVILLE, MI 48144-8502
InvestorPossibly a Property Investor

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateAug 18, 2020
Property Address4246 BEACH ST, READING, MI 49274-9749
Document Number001770/328
Book / Page1770 / 328
Map ReferenceLB 2 PG 19
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,012.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1009 MUIRFIELD DR, 1009, FINDLAY, OH 45840-2958

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2825 FLOYD RD, LAMBERTVILLE, MI 48144-8502

Mortgage

Document Number0001770330
DateAug 18, 2020
Instrument1770/330
Lender
NameDIRECTIONS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionReading Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$135,100 (+17.27%)$270,114 (+17.21%) Land $63,750 Building $206,364
2025$5,182.00 (+14.87%)$115,200 (+0.7%)$230,449 (+0.72%) Land $63,750 Building $166,699
2023$114,400$228,791 Land $63,750 Building $165,041
2021$4,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2009–2026)
Most Recent ClaimApr 2026, river or lake flooding

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Mercury Broadband, Lakeland Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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