4246 Amanda Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4246 Amanda Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,781 sqft · built 1984
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Sep 2007)
Tax Bill	$7,988 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.08-1-68`

Property Details

APN / Parcel Number

Primary APN	`013089 27.08-1-68`
Alternative APNs	`308902700800010680000000` `02700800010680000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
1st Floor Area	1,027 sqft
2nd Floor Area	754 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	603 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700800010680000000
Street Address	4246 AMANDA LN
City	SCHENECTADY
State	NY
Zip	12303-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 4246 LPV 3B
Legal Block	1
Legal Lot Number	68.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1011
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4246 AMANDA LN, SCHENECTADY, NY 12303-5122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 2, 2019	Deed of Trust, Mortgage · ARM CAPITAL COMMUNICATIONS FCU
Dec 20, 2018	Loan Modification, Mortgage · Conventional with PMI CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2007 · Amount on Record
Deed Sale	Sep 5, 2007 · Amount on Record
Deed Book / Page	2895 / 924
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4246 AMANDA LN, SCHENECTADY, NY 12303-5122
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 AMANDA LN, SCHENECTADY, NY 12303-5122

Mortgage

Document Number	0000003282
Date	May 24, 2022
Instrument	R2022-13282

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4246 AMANDA LN, SCHENECTADY, NY 12303-5122
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000132
Date	Jan 2, 2019
Instrument	R2019-00132

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	4246 AMANDA LN, SCHENECTADY, NY 12303-5122
Document Number	0000000133
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 AMANDA LN SCHENECTADY NY 123035122, SCHENECTADY, NY 12303-5122

Mortgage

Document Number	0000000133
Date	Jan 2, 2019
Instrument	133

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,988.00 (+6.58%) Homeowner's exemption
2025	$7,495.00 (+13.13%) Homeowner's exemption	$278,000 (-) Land $56,000 Building $222,000	$370,667 (+13.33%) Land $74,667 Building $296,000
2023		$278,000 (-) Land $56,000 Building $222,000	$327,059 (+7.06%) Land $65,882 Building $261,177
2022		$278,000 Land $56,000 Building $222,000	$305,495 Land $61,539 Building $243,956
2021	$6,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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