Washoe County property record for 4245 Wild Eagle Ter, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,941 sqft · built 1990 |
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $930,000 (Jul 2020) |
| Tax Bill | $6,627 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-111-08 |
| Primary APN | 150-111-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,941 sqft Living Area |
| Gross Area | 4,759 sqft |
| 1st Floor Area | 2,703 sqft |
| Basement Area | 1,238 sqft |
| Finished Basement | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 44,301 sqft (1.01 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 528 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 188 sqft |
| Deck Area | Deck Area |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4245 WILD EAGLE TER |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89511-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | SADDLEHORN 1 LT 9 BLK C |
| Legal Subdivision | SADDLEHORN SUBDIVISION 1 |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1013 |
4245 Wild Eagle Ter is owned and occupied by two individuals who bought it in July 2020.
Source: Washoe County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 27, 2017 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Feb 22, 2018 | Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Jul 17, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on File |
| Deed Sale | Jul 17, 2020 · Amount on File |
| Prior Sale | Jul 31, 2008 · Amount on File |
| Deed Document Number | 20205054315 |
| Prior Transfer Date | Apr 24, 1996 |
| Prior Transfer Doc | 0001990127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0005278199 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 5278199 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | WESTERN TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005145646 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 5145646 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0004728227 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 4728227 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0004789980 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 4789980 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004899196 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 4899196 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 17, 2020 |
| Property Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Document Number | 0005054315 |
| Map Reference | DOC 1317079 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 5054315 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | FIRST CENTENNIAL RENO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,813.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 CARAWOOD CT, 311, FRANKLIN, TN 37064-1619 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4245 WILD EAGLE TER, RENO, NV 89511-6724 |
| Document Number | 0005054316 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 5054316 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 11.7% |
| Index | 1-Year LIBOR |
| Max Rate | 11.7% |
The 2025 property tax bill for 4245 Wild Eagle Ter was $6,627.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,103 (+1.95%) Land $148,750 Building $185,353 | ||
| 2025 | $6,627.00 | $327,720 Land $138,250 Building $189,470 | $936,343 Land $395,000 Building $541,343 |
| 2023 | $7,591.00 | $295,132 Land $113,750 Building $181,382 | $843,235 Land $325,000 Building $518,235 |
| 2021 | $631,158 Land $200,000 Building $431,158 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4245 Wild Eagle Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4245 Wild Eagle Ter is moderate, ranking above 52% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T DSL | 100 / 20 |
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