4245 Summerton Dr, Byram, MS 39272 Property Records

Hinds County property record for 4245 Summerton Dr, Byram, MS 39272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,798 sqft · built 2016
Lot Size	0.256 acres (11,136 sqft)
Owner	Individual Name on File
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`4854-0413-114`

Property Details

APN / Parcel Number

Primary APN	`4854-0413-114`
Alternative APN	`145150000001002005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	11,136 sqft (0.256 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4245 SUMMERTON DR
City	BYRAM
State	MS
Zip	39272-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 CROSSBRIDGE PT 3A TOWN OF BYRAM
Legal Subdivision	CROSSBRIDGE PART 3(A)
Legal Lot Number	32
Jurisdiction	HINDS MS
Township / Civil Division	4
Census Block Group	2
Census Block	2005
Census Tract	11103

Owner

4245 Summerton Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Hinds County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4245 SUMMERTON DR, BYRAM, MS 39272-8736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Oct 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021
Deed Sale	Oct 1, 2021
Deed Document Number	20211777463
Deed Book / Page	7262 / 7323
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	4245 SUMMERTON DR, BYRAM, MS 39272-8736
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 HILLSIDE DR, VICKSBURG, MS 39180-5615

Mortgage

Document Number	0072698799
Date	Oct 1, 2021
Book Page	7269/8799
Instrument	1777464

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HINDS MS
Recording Date	Oct 1, 2021
Property Address	4245 SUMMERTON DR, BYRAM, MS 39272-8736
Document Number	0072627323
Book / Page	7262 / 7323
Instrument Date	Sep 17, 2021
Instrument	1777463
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2230 WILDWOOD DR, FLORENCE, MS 39073-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 SUMMERTON DR, BYRAM, MS 39272-8736

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Summerton Dr was $2,108 with a homeowner's exemption, up 4.4% from the year before.

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Byram City
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (+4.41%) Homeowner's exemption	$15,295 (+3.14%) Land $2,500 Building $12,795	$152,950 (+3.14%) Land $25,000 Building $127,950
2024	$2,019.00 (-0.2%)	$14,829 (-) Land $2,500 Building $12,329	$148,290 (-) Land $25,000 Building $123,290
2023	$2,023.00 (-11.31%) Homeowner's exemption	$14,829 (-) Land $2,500 Building $12,329	$148,290 (-) Land $25,000 Building $123,290
2022	$2,281.00 Homeowner's exemption	$14,829 Land $2,500 Building $12,329	$148,290 Land $25,000 Building $123,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4245 Summerton Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	28 (1983–2020)
Claims Outside the SFHA	22 of 28
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Floods, Apr 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Summerton Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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