4245 Starboard Ct, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4245 Starboard Ct, Soquel, CA 95073

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,008 sqft · built 1981
Lot Size	0.015 acres (653 sqft)
Owner	Individual Name on Record
Last Sale	$745,000 (May 2023)
Tax Bill	$10,350 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-193-08`

Property Details

APN / Parcel Number

Primary APN	`030-193-08`
Alternative APN	`030-193-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	653 sqft (0.015 acres)
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4245 STARBOARD CT
City	SOQUEL
State	CA
Zip	95073-2146
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-3
Legal Description	TRACT 891 UNIT 4 LOT 2
Legal Subdivision	SOQUEL KNOLLS TR #891
Legal Tract	891
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2006
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1438 FRONTERO AVE, LOS ALTOS, CA 94024-5915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
May 31, 2023	Grant Deed, Transfer · Conventional Mortgage NICHOLAS JOUTZ ETAL
Feb 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	20239531
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000007495
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2023
Property Address	4245 STARBOARD CT, SOQUEL, CA 95073-2146
Document Number	0000009532
Map Reference	VOL 67 PG 61
Instrument Date	May 26, 2023
Instrument	2023-0009532
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 FRONTERO AVE, LOS ALTOS, CA 94024-5915

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2023
Property Address	4245 STARBOARD CT, SOQUEL, CA 95073-2146
Document Number	0000009531
Map Reference	VOL 67 PG 61
Instrument Date	May 26, 2023
Instrument	2023-0009531
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 FRONTERO AVE, LOS ALTOS, CA 94024-5915

Mortgage

Document Number	0000009533
Date	May 31, 2023
Instrument	2023-0009533

Lender

Name	NICHOLAS JOUTZ ETAL
Type	Private Party
Address	100 SPECTRUM CENTER DR STE 520, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2024

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 8, 2021
Property Address	4245 STARBOARD CT, SOQUEL, CA 95073-2146
Document Number	0000007495
Map Reference	VOL 67 PG 61
Instrument Date	Feb 2, 2021
Instrument	2021-0007495
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4245 STARBOARD CT, SOQUEL, CA 95073-2146

Mortgage

Document Number	0000007496
Date	Feb 8, 2021
Instrument	2021-0007496

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,600 (+2%) Land $553,420 Building $237,180
2025	$10,350.00 (+75.75%)	$775,098 (+83.83%) Land $542,569 Building $232,529
2023	$5,889.00 (+1.67%)	$421,641 Land $252,985 Building $168,656	$652,860
2022	$5,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.

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