4245 Skipjack Cv, Niceville, FL 32578 Property Records

Okaloosa County property record for 4245 Skipjack Cv, Niceville, FL 32578

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,867 sqft · built 2008
Lot Size0.056 acres (2,458 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Jun 2023)
Tax Bill$4,518 (2025)
Deeds & MortgagesJun 2023 Sale
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-988-4037-4

Property Details

APN / Parcel Number

Primary APNC56-000-988-4037-4
Alternative APN
  • 15-1S-22-1500-0000-0190

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,867 sqft Heated Area
Gross Area2,498 sqft
1st Floor Area791 sqft
Upper Floors Area1,076 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area2,458 sqft (0.056 acres)
Garage TypeFinished
Garage Area420 sqft
PorchOpen Porch
Porch Area211 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4245 SKIPJACK CV
CityNICEVILLE
StateFL
Zip32578-7150
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMARINA LANDING LOT 19
Legal Range22
Legal Township01S
Legal Section15
Legal SubdivisionMARINA LANDING
Legal Lot Number19
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3006
Census Tract21002

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1324 WINDWARD CIR, NICEVILLE, FL 32578-4309
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Warranty Deed, Transfer
AQUA TITLE SERVICES
Feb 5, 2020Deed of Trust, Mortgage · VA Mortgage
CENTENNIAL BANK
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 10, 2018Warranty Deed, Transfer · VA Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2023 · Amount on Record
Deed SaleJun 19, 2023 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number3630529
Deed Book / Page3680 / 191
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 19, 2023
Property Address4245 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0036800191
Book / Page3680 / 191
Map ReferenceMB 23 PG 92
Instrument DateJun 16, 2023
Instrument3630529
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4245 SKIPJACK CV, NICEVILLE, FL 32578-7150

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 WINDRUSH CV, NICEVILLE, FL 32578-4810

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4245 SKIPJACK CV, NICEVILLE, FL 32578-7150
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034421623
DateFeb 5, 2020
Book Page3442/1623
Instrument3335108
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 14, 2020
Property Address4245 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0034833236
Book / Page3483 / 3236
Map ReferenceMB 23 PG 92
Instrument DateAug 13, 2020
Instrument3382176
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4252 SKIPJACK CV, 4252, NICEVILLE, FL 32578-7150

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 CONSERVATION TRL UNIT 308, 308, FT WALTON BCH, FL 32547-5097

Mortgage

Document Number0034833237
DateAug 14, 2020
Book Page3483/3237
Instrument3382177
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 10, 2018
Property Address4245 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0033624894
Book / Page3362 / 4894
Map ReferenceMB23 PG92
Instrument DateAug 7, 2018
Instrument3225557
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 REGENCY CIR, 133, POOLER, GA 31322-3946

Transferred To (Grantee/Buyer)

NameVerified Name
Address4245 SKIPJACK CV, NICEVILLE, FL 32578-7150

Mortgage

Document Number0003225558
DateAug 10, 2018
Instrument3225558
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,518.00$383,344 (+28.87%) Land $77,000 Building $306,344$383,344 (+4.38%) Land $77,000 Building $306,344
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$297,477 (+3%)$367,270 (+13.97%) Land $77,000 Building $290,270
2022Homeowner's exemption Disabled Person's exemption Veteran's exemption$288,813$322,244 Land $77,000 Building $245,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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