4245 SE 2nd Ln, Ocala, FL 34471 Property Records

Marion County property record for 4245 SE 2nd Ln, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,158 sqft · built 1995
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2017)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2778-001-000`

Property Details

APN / Parcel Number

Primary APN	`2778-001-000`
Alternative APN	`1806461000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,158 sqft Living Area
1st Floor Area	2,158 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1806461000
Old Parcel Number	2778001000
Street Address	4245 SE 2ND LN
City	OCALA
State	FL
Zip	34471-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 14 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	14
Legal Subdivision	MCATEERS ADD
Legal Lot Number	1
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2005
Census Tract	2202

Owner

4245 SE 2nd Ln is owned and occupied by an individual who bought it in January 2017.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4245 SE 2ND LN, OCALA, FL 34471-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 5, 2017	Warranty Deed, Transfer · FHA Mortgage CONSUMER R/E FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Prior Sale	Dec 6, 2000
Deed Document Number	2017001396
Deed Book / Page	6512 / 1911
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4245 SE 2ND LN, OCALA, FL 34471-3114
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 SE 2ND LN, OCALA, FL 34471-3114

Mortgage

Document Number	0081100518
Date	Jul 31, 2023
Book Page	8110/518
Instrument	2023096948

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jan 5, 2017
Property Address	4245 SE 2ND LN, OCALA, FL 34471-3114
Document Number	0065121911
Book / Page	00651 / 001911
Instrument Date	Dec 30, 2016
Instrument	1396
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	NORTH CTRL FL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 SE 2ND LN OCALA FL 344713114, OCALA, FL 34471-3114

Mortgage

Document Number	65121912
Date	Jan 5, 2017
Book Page	006512/001912
Instrument	1397

Lender

Name	CONSUMER R/E FIN
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4245 SE 2nd Ln was $3,206 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 Homeowner's exemption	$207,092 Land $56,175 Building $150,917	$345,259 Land $56,175 Building $289,084
2023	$3,073.00 (+8.82%) Homeowner's exemption	$195,394 (+3%) Land $64,200 Building $131,194	$340,993 (+8.45%) Land $64,200 Building $276,793
2022	$2,824.00 Homeowner's exemption	$189,703	$314,422 Land $64,200 Building $250,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4245 SE 2nd Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 SE 2nd Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Ocala Fiber Network.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 2nd Ln

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