4245 S Snowcap Dr, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4245 S Snowcap Dr, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,115 sqft · built 2001
Lot Size	0.19 acres (8,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2022)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-01-818`

Property Details

APN / Parcel Number

Primary APN	`313-01-818`
Alternative APN	`313018186`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,115 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,863 sqft
2nd Floor Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,271 sqft (0.19 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4245 S SNOWCAP DR
City	GILBERT
State	AZ
Zip	85297-6663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	POWER RANCH NEIGHBORHOOD 4 MCR 513-17
Legal Range	6E
Legal Township	2S
Legal Section	12
Legal Subdivision	POWER RANCH NEIGHBORHOOD 4
Legal Lot Number	255
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3007
Census Tract	816200

Owner

Source: Maricopa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4245 S SNOWCAP DR, GILBERT, AZ 85297-6663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 7, 2020	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage OWN IT HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Apr 7, 2020
Deed Document Number	2022237924
Prior Transfer Date	Mar 14, 2020
Prior Transfer Doc	0000295165
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2022
Property Address	4245 S SNOWCAP DR, GILBERT, AZ 85297-6663
Document Number	0000237924
Map Reference	MB 513 PG 17
Instrument Date	Mar 7, 2022
Instrument	20220237924
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	AZ TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4245 S SNOWCAP DR, 4245, GILBERT, AZ 85297-6663

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4245 S SNOWCAP DR, GILBERT, AZ 85297-6663

Mortgage

Document Number	0000237925
Date	Mar 16, 2022
Instrument	20220237925

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 7, 2020
Property Address	4245 S SNOWCAP DR, GILBERT, AZ 85297-6663
Document Number	0000295165
Instrument Date	Mar 14, 2020
Instrument	295165
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4245 S SNOWCAP DR GILBERT AZ 852976663, GILBERT, AZ 85297-6663

Mortgage

Document Number	295166
Date	Apr 7, 2020
Instrument	295166

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4245 S SNOWCAP DR, GILBERT, AZ 85297-6663
Document Number	0000782661
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4245 S SNOWCAP DR GILBERT AZ 852976663, GILBERT, AZ 85297-6663

Mortgage

Document Number	0000782661
Date	Oct 19, 2018
Instrument	782661

Lender

Name	OWN IT HM LOANS
Address	MELVILLE, NY 11753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,080 (+96.2%)	$600,800 (+8.12%) Land $120,100 Building $480,700
2025	$2,267.00 (-14.49%)	$30,622 (-48.33%)	$555,700 (-6.23%) Land $111,100 Building $444,600
2024		$59,260	$592,600 Land $118,500 Building $474,100
2023	$2,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Verizon.

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