4245 Ross Dr, Reno, NV 89519 Property Records

Washoe County property record for 4245 Ross Dr, Reno, NV 89519

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,050 sqft · built 1972
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Oct 2022)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-093-03`

Property Details

APN / Parcel Number

Primary APN	`009-093-03`
Alternative APN	`14693`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	4,050 sqft Living Area
1st Floor Area	2,482 sqft
Basement Area	1,568 sqft
Finished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Wood Shingle
Lot Area	46,609 sqft (1.07 acres)
Lot Width	1 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	360 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4245 ROSS DR
City	RENO
State	NV
Zip	89519-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	JUNIPER HILLS LOT 7 BLOCK F
Legal Range	19E
Legal Township	19N
Legal Section	20
Legal Subdivision	JUNIPER HILLS
Legal Block	F
Legal Lot Number	7
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	1
Census Block	1003
Census Tract	1103

Owner

4245 Ross Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Washoe County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4245 ROSS DR, RENO, NV 89519-2945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Oct 31, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 17, 2021	Bargain and Sale Deed, Transfer · Commercial Mortgage LEGACY TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	20225342403
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Jul 14, 2026
Property Address	4245 ROSS DR, RENO, NV 89519-2945
Document Number	0005637111
Instrument Date	Jul 7, 2026
Instrument	20265637111
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005637111,
Date	Jul 14, 2026
Instrument	20265637111

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Oct 31, 2022
Property Address	4245 ROSS DR, RENO, NV 89519-2945
Document Number	0005342403
Instrument Date	Oct 27, 2022
Instrument	5342403
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	SIGNATURE TITLE, SIGNATURE TITLE RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,817.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73-2200 KALOKO DR, 73-2200, KAILUA KONA, HI 96740-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4245 ROSS DR, RENO, NV 89519-2945

Mortgage

Document Number	0005342404
Date	Oct 31, 2022
Instrument	5342404

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 17, 2021
Property Address	4245 ROSS DR, RENO, NV 89519-2945
Document Number	0005216220
Instrument Date	Aug 16, 2021
Instrument	5216220
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	TOIYABE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,915.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 W PUEBLO ST, 235, RENO, NV 89509-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 ROSS DR, RENO, NV 89519-2945

Mortgage

Document Number	0005216221
Date	Aug 17, 2021
Instrument	5216221

Lender

Name	LEGACY TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Ross Dr was $3,266.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,173 (+21.12%) Land $105,000 Building $82,173
2025	$3,266.00	$154,537 Land $70,000 Building $84,537	$441,534 Land $200,000 Building $241,534
2023	$4,115.00	$149,134 Land $65,450 Building $83,684	$426,096 Land $187,000 Building $239,096
2021			$329,443 Land $130,000 Building $199,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4245 Ross Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Ross Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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