4245 Raleigh Rd, Eldorado, IL 62930 Property Records

Saline County property record for 4245 Raleigh Rd, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2019)
Tax Bill	$3,130 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-1-135-10`

Property Details

APN / Parcel Number

Primary APN	`04-1-135-10`

Exterior

Lot Area	87,120 sqft (2 acres)
Lot Dimensions	120 ft deep x 728 ft wide

Location & Zoning

Street Address	4245 RALEIGH RD
City	ELDORADO
State	IL
Zip	62930-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S20,T08,R07 ,QNW,L ,B COM 577.5' E OF W LINE NW1/4 NW1/4 728.7'X 120' 2172/170 3/19 W/D 06-20-100-019-0040
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1015
Census Tract	955100

Owner

4245 Raleigh Rd is owned and occupied by an individual who bought it in March 2019.

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4245 RALEIGH RD, ELDORADO, IL 62930-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	270267
Deed Book / Page	2172 / 170
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	4245 RALEIGH RD, ELDORADO, IL 62930-3506
Transaction Type	Mortgage
Record Updated	Aug 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2194/393
Date	Jul 2, 2020
Book Page	2194/393
Instrument	274262

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate	3.37%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Mar 15, 2019
Property Address	4245 RALEIGH RD, ELDORADO, IL 62930-3506
Document Number	2172/0170
Book / Page	2172 / 0170
Instrument Date	Mar 15, 2019
Instrument	270267
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 RALEIGH RD, ELDORADO, IL 62930-3506

Mortgage

Document Number	270268
Date	Mar 15, 2019
Instrument	270268

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,130.00 Homeowner's exemption	$50,481 Land $2,192 Building $48,289	$151,443 Land $6,576 Building $144,867
2022		$44,559 (+5.69%) Land $1,935 Building $42,624	$133,677 (+5.69%) Land $5,805 Building $127,872
2021	$2,871.00 Homeowner's exemption	$42,159 Land $1,831 Building $40,328	$126,477 Land $5,493 Building $120,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4245 Raleigh Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Raleigh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALINE VALLEY CONSERVANCY DISTRICT serves 3,921 people · EPA ID IL1655300
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Futiva Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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