4245 Miramonte Way, Union City, CA 94587 Property Records

Alameda County property record for 4245 Miramonte Way, Union City, CA 94587

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,430 sqft · built 1972
Lot Size	0.039 acres (1,718 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Dec 2019)
Tax Bill	$9,601 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`483-98-208`

Property Details

APN / Parcel Number

Primary APN	`483-98-208`
Alternative APN	`483-0098-208-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,718 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4245 MIRAMONTE WAY
City	UNION CITY
State	CA
Zip	94587-3814
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00122 BLK: TR: 3268
Legal Subdivision	TRACT 3268
Legal Tract	3268
Legal Lot Number	122
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2006
Census Tract	440304

Owner

4245 Miramonte Way, a townhouse, is owned and occupied by two individuals who bought it in December 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4245 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 3, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Apr 25, 2012 · Amount on File
Deed Document Number	2019246965
Prior Transfer Date	Oct 18, 2000
Prior Transfer Doc	0000313200
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4245 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 MIRAMONTE WAY, UNION CITY, CA 94587-3814

Mortgage

Document Number	0000357938
Date	Oct 29, 2021
Instrument	2021357938

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 3, 2019
Property Address	4245 MIRAMONTE WAY, UNION CITY, CA 94587-3814
Document Number	0000246965
Map Reference	MB 75 PG 14
Instrument Date	Nov 25, 2019
Instrument	2019246965
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4245 MIRAMONTE WAY, UNION CITY, CA 94587-3814

Mortgage

Document Number	0000246966
Date	Dec 3, 2019
Instrument	2019246966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Miramonte Way was $9,601.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,341 (+2%) Land $212,502 Building $495,839
2025	$9,601.00	$694,454 Land $208,336 Building $486,118
2023	$9,456.00	$667,492 Land $200,247 Building $467,245	$679,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4245 Miramonte Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Miramonte Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Unwired.

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