Wayne County property record for 4245 Lois St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1930 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 2014) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-173-07-022 |
| Primary APN | 82-10-173-07-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 643 sqft |
| Basement Area | 643 sqft |
| Unfinished Basement | 643 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4245 LOIS ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 85 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF MILLER HOME SUB |
| Legal Subdivision | MILLER HOME |
| Legal Lot Number | 85 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 574100 |
4245 Lois St is owned and occupied by two individuals who acquired it in May 2026.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4245 LOIS ST, DEARBORN, MI 48126-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2014 · Amount on File |
| Deed Sale | Jul 14, 2014 · Amount on File |
| Prior Sale | Apr 13, 2012 · Amount on File |
| Deed Document Number | 2014306165 |
| Deed Book / Page | 51636 / 1268 |
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0000196827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 24, 2026 |
| Property Address | 4245 LOIS ST, DEARBORN, MI 48126-3635 |
| Document Number | 0000196827 |
| Book / Page | 60322 / 65 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026196827 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4245 LOIS ST, DEARBORN, MI 48126-3635 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4245 LOIS ST, DEARBORN, MI 48126-3635 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4245 LOIS ST, DEARBORN, MI 48126-3635 |
| Document Number | 0577690680 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 57769/680 |
| Instrument | 2022247592 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4245 LOIS ST, DEARBORN, MI 48126-3635 |
| Document Number | 0539921024 |
| Book / Page | 053992 / 001024 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4245 LOIS ST DEARBORN MI 481263635, DEARBORN, MI 48126-3635 |
| Document Number | 0539921024 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 053992/001024 |
| Instrument | 325816 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 5, 2032 |
The 2025 property tax bill for 4245 Lois St was $2,381 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,200 (-19.12%) | $162,400 (-19.12%) | |
| 2025 | $2,381.00 Homeowner's exemption | $100,400 | $200,800 |
| 2023 | $82,700 (+35.13%) | $165,400 (+35.13%) | |
| 2022 | $61,200 | $122,400 | |
| 2019 | $2,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4245 Lois St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4245 Lois St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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