4245 Lafayette Ct, #47, Erlanger, KY 41018 Property Records

Kenton County property record for 4245 Lafayette Ct, #47, Erlanger, KY 41018

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,632 sqft · built 1984
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Tax Bill$2,638 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-01-043.08

Property Details

APN / Parcel Number

Primary APN003-40-01-043.08

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area1,632 sqft Finished Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleDuplex Single
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions175 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4245 LAFAYETTE CT, 47
CityERLANGER
StateKY
Zip41018-1505
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionHUCKER ACRES SEC 1 LOT 6
Legal SubdivisionHUCKER ACRES
Legal Phase1
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2013
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6348 HAMPTON RIDGE DR, FLORENCE, KY 41042-8501
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 6, 2017
Property Address4245 LAFAYETTE CT # 47, 47, ERLANGER, KY 41018-1505
Document Number0000000023
Book / Page0C6175 / 000037
Instrument DateMay 17, 2017
Instrument23
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanySTERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4245 LAFAYETTE CT ERLANGER KY 410181505, ERLANGER, KY 41018-1505

Mortgage

Document Number24
DateJun 6, 2017
Book Page0C6175/000042
Instrument24
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 5, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,000 (-) Land $25,000 Building $175,000$200,000 (-) Land $25,000 Building $175,000
2025$2,638.00 (+1.54%)$200,000 (-) Land $25,000 Building $175,000$200,000 (-) Land $25,000 Building $175,000
2023$2,598.00$200,000 Land $25,000 Building $175,000$200,000 Land $25,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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