Clay County property record for 4245 Great Falls Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,086 sqft · built 2010 |
| Lot Size | 0.273 acres (11,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,900 (Nov 2010) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-003-80 |
| Primary APN | 36-04-24-005924-003-80 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,490 sqft |
| 1st Floor Area | 1,816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,895 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4245 GREAT FALLS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 131 AZALEA RIDGE UNIT I AS REC OR 3260 PG 1624 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT I |
| Legal Lot Number | 131 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30204 |
Source: Clay County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4245 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Oct 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on Record |
| Deed Sale | Nov 23, 2010 · Amount on Record |
| Deed Document Number | 201063596 |
| Deed Book / Page | 3260 / 1624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 4245 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3890 |
| Document Number | 0000046495 |
| Book / Page | 5086 / 2022 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202646495 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000046495, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 5086/2022 |
| Instrument | 202646495 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 7, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4245 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3890 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4245 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3890 |
| Document Number | 0049821632 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 4982/1632 |
| Instrument | 2025051038 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4245 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3890 |
| Document Number | 0041691436 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4245 GREAT FALLS LOOP MIDDLEBURG FL 320683890, MIDDLEBURG, FL 32068-3890 |
| Document Number | 0041691436 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 004169/001436 |
| Instrument | 10874 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 3, 2034 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,003.00 (-38.39%) Homeowner's exemption | $171,484 (+5.99%) | $299,926 (-4.43%) Land $50,000 Building $249,926 |
| 2023 | $3,251.00 (+9.54%) Homeowner's exemption | $161,799 (+3%) | $313,818 (+8.03%) Land $50,000 Building $263,818 |
| 2022 | $2,968.00 Homeowner's exemption | $157,087 | $290,493 Land $40,000 Building $250,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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