4245 Gibbous Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4245 Gibbous Dr, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,962 sqft · built 2025
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$785,000 (Jun 2025)
Tax Bill$6,126 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-4200-018-0000

Property Details

APN / Parcel Number

Primary APN072-4200-018-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,962 sqft Living Area
1st Floor Area1,962 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Roof MaterialOther
Lot Area5,000 sqft (0.115 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address4245 GIBBOUS DR
CityFOLSOM
StateCA
Zip95630-7233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-SFHD (P
Legal SubdivisionPROPERTY
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group4
Census Block4010
Census Tract8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4245 GIBBOUS DR, FOLSOM, CA 95630-7233
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 27, 2025Grant Deed, Transfer · Conventional Mortgage
TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Deed Book / Page20250627 / 877
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4245 GIBBOUS DR, FOLSOM, CA 95630-7233
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4245 GIBBOUS DR, FOLSOM, CA 95630-7233

Mortgage

Document Number0000000279
DateNov 19, 2025
Instrument202511190279
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

June 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 27, 2025
Property Address4245 GIBBOUS DR, FOLSOM, CA 95630-7233
Document Number0000000877
Map ReferenceMB 441 PG 2
Instrument DateApr 24, 2025
Instrument202506270877
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyUNKNOWN, INSPIRED CA ESCROW SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4245 GIBBOUS DR, FOLSOM, CA 95630-7233

Mortgage

Document Number0000000878
DateJun 27, 2025
Instrument202506270878
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$782,008 (+306.29%) Land $229,500 Building $552,508
2025$6,126.00 (+84.02%)$192,474 (+29.12%) Land $192,474
2024$3,329.00 (+17.22%)
2023$2,840.00$149,069 Land $149,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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