4245 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 4245 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,666 sqft · built 2016
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Last Sale$592,150 (Jan 2022)
Tax Bill$2,481 (2025)
Deeds & MortgagesApr 2020 Mortgage
Dec 2020 Line of Credit
+ 6 more
Flood ZoneZone X (moderate risk)
APN304-18-123

Property Details

APN / Parcel Number

Primary APN304-18-123

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,666 sqft Living Area
1st Floor Area1,201 sqft
2nd Floor Area1,465 sqft

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,750 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Pool Area393 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4245 E PALO VERDE ST
CityGILBERT
StateAZ
Zip85296-1575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionELLIOT GROVES AT MORRISON RANCH PHASE 2 MCR 1169-14
Legal Range06E
Legal Township01S
Legal Section13
Legal SubdivisionELLIOT GROVES AT MORRISON RANCH PHASE 2
Legal Phase2
Legal Lot Number104
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2021
Census Tract422623

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 21, 2020Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jan 19, 2022Special Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 23, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES
Jan 4, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
May 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAP
Feb 16, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Feb 16, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleJun 23, 2021 · Amount on Record
Deed Document Number20220054730
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321244
DateApr 15, 2020
Instrument20200321244
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575

Mortgage

Document Number0001257111
DateDec 21, 2020
Instrument20201257111
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 26, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 19, 2022
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Document Number0000054730
Map ReferenceDOC 2014-289284
Instrument DateDec 9, 2021
Instrument20220054730
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575

Mortgage

Document Number0000054731
DateJan 19, 2022
Instrument20220054731
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 23, 2021
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Document Number0000689020
Map ReferenceMB 1169 PG 14
Instrument DateJun 18, 2021
Instrument20210689020
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4245 E PALO VERDE ST, 4245, GILBERT, AZ 85296-1575

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
InvestorPossibly a Property Investor

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateJan 4, 2021
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Document Number0000002190
Instrument DateDec 28, 2020
Instrument2190
Transaction TypeTransfer
Record UpdatedJan 8, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4245 E PALO VERDE ST GILBERT AZ 852961575, GILBERT, AZ 85296-1575

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Document Number0000340026
Instrument DateMay 2, 2019
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4245 E PALO VERDE ST GILBERT AZ 852961575, GILBERT, AZ 85296-1575

Mortgage

Document Number0000340026
DateMay 10, 2019
Instrument340026
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2049

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 16, 2017
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Document Number0000116063
Map ReferenceMAP1169 PG14
Instrument DateAug 16, 2016
Instrument2017-0116063
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 18, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575

Mortgage

Document Number0000116064
DateFeb 16, 2017
Instrument2017-0116064
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateFeb 16, 2017
Property Address4245 E PALO VERDE ST, GILBERT, AZ 85296-1575
Document Number0000116062
Instrument DateAug 16, 2016
Instrument116062
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9000 E PIMA CENTER PKWY #350 SCOTTSDALE AZ 852584472, 350, SCOTTSDALE, AZ 85258-4472

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,180 (+2.96%)$611,800 (+2.96%) Land $122,300 Building $489,500
2025$2,481.00 (+11.41%)
2024$59,420$594,200 Land $118,800 Building $475,400
2023$2,227.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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