4245 E Desert Sky Ct, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4245 E Desert Sky Ct, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,782 sqft · built 1999
Lot Size	0.119 acres (5,200 sqft)
Owner	Trust Name on File
Last Sale	$315,000 (Sep 2017)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-058`

Property Details

APN / Parcel Number

Primary APN	`211-60-058`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,200 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4245 E DESERT SKY CT
City	CAVE CREEK
State	AZ
Zip	85331-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	DOVE VALLEY RANCH PARCEL G MCR 474-32
Legal Range	04E
Legal Township	05N
Legal Section	07
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	DOVE VALLEY RANCH PARCEL G
Legal Lot Number	25
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1001
Census Tract	612500

Owner

4245 E Desert Sky Ct is held in a trust since November 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Mailing Address	PO BOX 5794, CAREFREE, AZ 85377-5794
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Nov 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Warranty Deed, Transfer · ARM HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	0000723453
Last Transfer Date	Nov 9, 2020
Transfer Doc	0001085612
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4245 E DESERT SKY CT, CAVE CREEK, AZ 85331-5015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 E DESERT SKY CT, CAVE CREEK, AZ 85331-5015

Mortgage

Document Number	0000854229
Date	Sep 14, 2020
Instrument	20200854229

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2020
Property Address	4245 E DESERT SKY CT, CAVE CREEK, AZ 85331-5015
Document Number	0001085612
Instrument Date	Nov 4, 2020
Instrument	1085612
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4245 E DESERT SKY CT CAVE CREEK AZ 853315015, CAVE CREEK, AZ 85331-5015

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2017
Property Address	4245 E DESERT SKY CT, CAVE CREEK, AZ 85331-5015
Document Number	0000723453
Map Reference	MB 474 PG 32
Instrument Date	Sep 12, 2017
Instrument	2017-0723453
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27000 N ALMA SCHOOL PKWY UNIT 1040, 27000, SCOTTSDALE, AZ 85262-8355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5794, CAREFREE, AZ 85377-5794

Mortgage

Document Number	0000723454
Date	Sep 29, 2017
Instrument	2017-0723454

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 1, 2022
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	9.87%
Index	6-Month LIBOR
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 4245 E Desert Sky Ct was $1,463.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,270	$442,700 Land $88,500 Building $354,200
2025	$1,463.00
2024		$44,860	$448,600 Land $89,700 Building $358,900
2023	$1,667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4245 E Desert Sky Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Sep 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 E Desert Sky Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Nearby Properties on E Desert Sky Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures