4245 E 189th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 4245 E 189th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1962
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2019)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-23-024`

Property Details

APN / Parcel Number

Primary APN	`141-23-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4245 E 189TH ST
City	CLEVELAND
State	OH
Zip	44122-6913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	74 SHERWOOD ACRES RESUB#3 0089 ALL
Legal Subdivision	SHERWOOD ACRES RESUB#3
Legal Lot Number	89
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1011
Census Tract	122100

Owner

4245 E 189th St is owned and occupied by an individual who bought it in September 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4245 E 189TH ST, CLEVELAND, OH 44122-6913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit GMB 401K TRUST LLC
Jan 14, 2019	Trustee's Deed, Foreclosure SOJOURNERS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	0009300631
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 30, 2019
Property Address	4245 E 189TH ST, CLEVELAND, OH 44122-6913
Document Number	0009300631
Instrument Date	Sep 30, 2019
Instrument	9300631
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 E 189TH ST CLEVELAND OH 441226913, CLEVELAND, OH 44122-6913

Mortgage

Document Number	9300632
Date	Sep 30, 2019
Instrument	9300632

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4245 E 189TH ST, CLEVELAND, OH 44122-6913
Document Number	0001250487
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5005 ROCKSIDE RD #600 CLEVELAND OH 441316827, 600, CLEVELAND, OH 44131-6827

Mortgage

Document Number	0001250487
Date	Jan 25, 2019
Instrument	1250487

Lender

Name	GMB 401K TRUST LLC
Address	8624 CALERA DR, AUSTIN, TX 78735-1570

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 14, 2019
Property Address	4245 E 189TH ST, CLEVELAND, OH 44122-6913
Document Number	0001140488
Instrument Date	Dec 6, 2018
Instrument	1140488
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$209.76
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5005 ROCKSIDE RD #600 CLEVELAND OH 441316827, 600, CLEVELAND, OH 44131-6827

Tax Assessment & Valuation

The 2025 property tax bill for 4245 E 189th St was $2,663 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,663.00 (+0.04%) Homeowner's exemption	$40,610 (-) Land $7,460 Building $33,150
2024	$2,662.00 (-10.79%) Homeowner's exemption	$40,610 (+5.48%) Land $7,460 Building $33,150	$116,000 Land $21,300 Building $94,700
2023	$2,984.00 (+554.39%)	$38,500 (+535.31%) Land $6,020 Building $32,480
2022	$456.00 Homeowner's exemption	$6,060 Land $6,020 Building $40
2021			$110,000 Land $17,200 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4245 E 189th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 E 189th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
PCs for People Fixed Wireless	100 / 100

May also be available: DigitalC.

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