4245 Colony Ter, Encinitas, CA 92024 Property Records

San Diego County property record for 4245 Colony Ter, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1950
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on File
Last Sale	$332,000 (Jan 1998)
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Nov 2022 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`259-210-10-00`

Property Details

APN / Parcel Number

Primary APN	`259-210-10-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4245 COLONY TER
City	ENCINITAS
State	CA
Zip	92024-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 28 POR TR 000848
Legal Subdivision	RANCHO LAS ENCINITAS
Legal Tract	000848
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17403

Owner

4245 Colony Ter is owned by a company that acquired it in October 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4245 COLONY TER, ENCINITAS, CA 92024-4901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Intrafamily Transfer, Transfer
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 10, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 19, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1998 · Amount on File
Deed Sale	Jan 15, 1998 · Amount on File
Deed Document Number	199821910
Last Transfer Date	Oct 27, 2022
Transfer Doc	0000431854
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2022
Property Address	4245 COLONY TER, ENCINITAS, CA 92024-4901
Document Number	0000431854
Map Reference	MAP 848
Instrument Date	Oct 27, 2022
Instrument	2022-0431854
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4245 COLONY TER, ENCINITAS, CA 92024-4901

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 8, 2021
Property Address	4245 COLONY TER, ENCINITAS, CA 92024-4901
Document Number	0000180428
Map Reference	MAP 848
Instrument Date	Mar 3, 2021
Instrument	2021-0180428
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NC TITLE COMPANY, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4245 COLONY TER, ENCINITAS, CA 92024-4901

Mortgage

Document Number	0000180429
Date	Mar 8, 2021
Instrument	2021-0180429

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2021
Property Address	4245 COLONY TER, ENCINITAS, CA 92024-4901
Document Number	0000184624
Map Reference	MAP 848
Instrument Date	Mar 1, 2021
Instrument	2021-0184624
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4245 COLONY TER, ENCINITAS, CA 92024-4901
Investor	Possibly a Property Investor

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2020
Property Address	4245 COLONY TER, ENCINITAS, CA 92024-4901
Document Number	0000320309
Instrument Date	Jun 5, 2020
Instrument	320309
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4245 COLONY TER ENCINITAS CA 920244901, ENCINITAS, CA 92024-4901

Mortgage

Document Number	320310
Date	Jun 19, 2020
Instrument	320310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Colony Ter was $5,831 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,178 (+2%) Land $402,278 Building $146,900
2025	$5,831.00 Homeowner's exemption	$538,411 Land $394,391 Building $144,020
2023	$5,494.00 (+2.06%) Homeowner's exemption	$517,506 Land $379,077 Building $138,429
2022	$5,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4245 Colony Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Colony Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Orion Broadband, Race Communications.

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