Cherokee County property record for 4245 Co Rd 75, Cedar Bluff, AL 35959 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1991 |
| Square Footage | 3,038 sqft Living Area |
| Lot Size | 283,140 sqft (6.5 acres) |
| Garage | 960 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,234.00 (2025) |
| Primary APN | 13-07-07-36-0-000-002.004 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,038 sqft Living Area |
|---|---|
| Upper Floors | 1,646 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 283,140 sqft (6.5 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 960 sqft Garage |
| Porch | Open Porch |
| Porch Area | 1,008 sqft Porch |
| Account Number | 2478 |
|---|---|
| Street Address | 4245 COUNTY ROAD 75 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 305' OF SE/4 NE/4 LYING S & W OF CO RD 75 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 955702 |
Source: Cherokee County records · APN 13-07-07-36-0-000-002.004
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4245 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CU |
| Nov 02, 2017 | Deed of Trust, Mortgage · Stand Alone First Mortgage FAMILY SAVINGS CREDIT UNION |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4245 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4245 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3825 |
| Document Number | 0000240613 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 240613 |
| Name | FAMILY SAVINGS CU |
|---|---|
| Type | Credit Union |
| Address | HIRAM, GA 30141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 04, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4245 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000200300 |
|---|---|
| Date | Nov 02, 2017 |
| Instrument | 200300 |
| Name | FAMILY SAVINGS CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | RAINBOW CITY, AL 35906 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4245 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000211428 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 211428 |
| Name | FAMILY SAVINGS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 16, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234.00 (+0.73%) Homeowner's exemption | $30,660 (+0.72%) Land $1,820 Building $28,840 | $306,600 (+0.72%) Land $18,200 Building $288,400 |
| 2024 | $1,225.00 Additional exemption filed | $30,440 (-) Land $1,600 Building $28,840 | $304,400 (-) Land $16,000 Building $288,400 |
| 2023 | $1,225.00 Homeowner's exemption | $30,440 (-) | $304,400 (-) Land $16,000 Building $288,400 |
| 2022 | $1,225.00 Homeowner's exemption | $30,440 Land $1,600 Building $28,840 | $304,400 Land $16,000 Building $288,400 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 281 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures