4245 Augusta Ter E, Bradenton, FL 34203 Property Records

Manatee County property record for 4245 Augusta Ter E, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1988
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Apr 2024)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16980-0270-4`

Property Details

APN / Parcel Number

Primary APN	`16980-0270-4`
Alternative APN	`3518091698002704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,282 sqft (0.259 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Pool Area	390 sqft
Porch	Screened Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4245 AUGUSTA TER E
City	BRADENTON
State	FL
Zip	34203-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 54 PERIDIA UNIT ONE PI#16980.0270/4
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	PERIDIA UNIT ONE
Legal Tract	01698000
Legal Lot Number	54
Legal Unit	ONE
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1017
Census Tract	804

Owner

4245 Augusta Ter E is owned and occupied by an individual who bought it in April 2024.

Source: Manatee County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACADEMY MORTGAGE CORP
Apr 1, 2024	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Document Number	202432257
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0023252214
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016

Mortgage

Document Number	0041032294
Date	Apr 1, 2024
Instrument	202441032294

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	339 W 13490 S, DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2034

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 1, 2024
Property Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016
Document Number	0041032257
Map Reference	MB 23 PGS 93 THROUGH
Instrument Date	Mar 29, 2024
Instrument	202441032257
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	NOT AVAILABLE, MAGNOLIA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 LITTLE CEDAR DR, PETOSKEY, MI 49770-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016

Mortgage

Document Number	0041032258
Date	Apr 1, 2024
Instrument	202441032258

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0041032258
Date	Apr 1, 2024
Instrument	202441032258

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	339 W 13490 S, DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 AUGUSTA TER E, BRADENTON, FL 34203

Mortgage

Document Number	202141065547
Date	May 18, 2021
Instrument	202141065547

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 7, 2020
Property Address	4245 AUGUSTA TER E, BRADENTON, FL 34203-4016
Document Number	0041036554
Instrument Date	Apr 6, 2020
Instrument	41036554
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4245 AUGUSTA TER E BRADENTON FL 342034016, BRADENTON, FL 34203-4016

Mortgage

Document Number	41036555
Date	Apr 7, 2020
Instrument	41036555

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Augusta Ter E was $5,794 with a homeowner's exemption, up 95% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,396 (-0.18%) Land $40,800 Building $373,596	$414,396 (-0.18%) Land $40,800 Building $373,596
2025	$5,794.00 (+94.95%)	$415,153 Land $40,800 Building $374,353	$415,153 Land $40,800 Building $374,353
2024	$2,972.00 (+1.96%)
2023	$2,915.00 (+3.19%) Homeowner's exemption	$214,844 (+3%)	$347,895 (+14.72%) Land $40,800 Building $307,095
2022	$2,825.00 Homeowner's exemption	$208,586	$303,262 Land $40,000 Building $263,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4245 Augusta Ter E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	8 (1981–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Augusta Ter E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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