4245 Applegate Ct, Fort Collins, CO 80526 Property Records

Larimer County property record for 4245 Applegate Ct, Fort Collins, CO 80526

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,172 sqft · built 2000
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2015)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`97343-19-127`

Property Details

APN / Parcel Number

Primary APN	`97343-19-127`
Alternative APN	`R1487302`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,172 sqft Living Area
Basement Area	2,172 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1487302
Old Parcel Number	9734319127
Street Address	4245 APPLEGATE CT
City	FORT COLLINS
State	CO
Zip	80526-3391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 127, LESS N 0.5 FT PARA WITH N LN SD LOT, THE GATES AT WOODRIDGE PUD, 4TH FIL, FTC
Legal Range	69
Legal Township	07
Legal Section	34
Legal Quarter	SW
Legal Subdivision	GATES AT WOODRIDGE PUD
Legal Block	19
Legal Lot Number	127
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2018
Census Tract	1113

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
May 17, 2017	Deed of Trust, Mortgage · Line of Credit ADAMS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	20150046668
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391

Mortgage

Document Number	0000110954
Date	Dec 7, 2021
Instrument	20210110954

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001112
Date	Jan 7, 2020
Instrument	20200001112

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075589
Date	Dec 11, 2018
Instrument	20180075589

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	UNIFIED TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051891
Date	Jul 14, 2020
Instrument	20200051891

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4245 APPLEGATE CT, FORT COLLINS, CO 80526-3391
Document Number	0000033180
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4245 APPLEGATE CT FORT COLLINS CO 805263391, FORT COLLINS, CO 80526-3391

Mortgage

Document Number	0000033180
Date	May 22, 2017
Instrument	33180

Lender

Name	ADAMS BK&TR
Type	Bank
Address	BERTHOUD, CO 80513

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,605.00 (+15.73%)	$46,001 (-2.2%) Land $12,188 Building $33,813	$736,000 (+4.84%) Land $195,000 Building $541,000
2023	$3,979.00 (+17.27%)	$47,034 (+31.56%) Land $13,065 Building $33,969	$702,000 (+36.47%) Land $195,000 Building $507,000
2022	$3,393.00	$35,751 Land $8,688 Building $27,063	$514,400 Land $125,000 Building $389,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Vistabeam.

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