Indian River County property record for 4245 48th Pl, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1989 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-22-00010-0000-00014.0 |
| Primary APN | 32-39-22-00010-0000-00014.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 211 ft deep x 103 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 832 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 252 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4245 48TH PL |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-0932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | CRYSTAL SANDS UNIT II LOT 14 PBI 11-1 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 22 |
| Legal Subdivision | CRYSTAL SANDS UNIT II |
| Legal Lot Number | 14 |
| Legal Unit | II |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 50303 |
4245 48th Pl is owned and occupied by two individuals who acquired it in September 2024.
Source: Indian River County records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4245 48TH PL, VERO BEACH, FL 32967-0932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 |
| Deed Sale | Sep 17, 2024 |
| Prior Sale | May 19, 2017 · Amount on File |
| Deed Document Number | 202445171 |
| Deed Book / Page | 3725 / 1204 |
| Prior Transfer Date | Jun 24, 2014 |
| Prior Transfer Doc | 0027682309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 4245 48TH PL, VERO BEACH, FL 32967-0932 |
| Document Number | 0000016752 |
| Book / Page | 3851 / 1213 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202616752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4245 48TH PL, VERO BEACH, FL 32967-0932 |
| Document Number | 0000016752, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3851/1213 |
| Instrument | 202616752 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 19, 2017 |
| Property Address | 4245 48TH PL, VERO BEACH, FL 32967-0932 |
| Document Number | 0030260394 |
| Book / Page | 3026 / 0394 |
| Map Reference | MB11 PG1 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 3120170028773 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | FIRST INTL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4245 48TH PL, VERO BEACH, FL 32967-0932 |
| Document Number | 30260396 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 3026/0396 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 4245 48th Pl was $2,332.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,332.00 | $175,725 | $319,177 Land $46,750 Building $272,427 |
| 2023 | $1,953.00 (+3.01%) | $165,798 (+3%) | $307,077 (+9.64%) Land $38,250 Building $268,827 |
| 2022 | $1,896.00 | $160,969 | $280,083 Land $38,250 Building $241,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4245 48th Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4245 48th Pl is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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