Allegan County property record for 4245 38th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,450 sqft · built 1920 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Mar 2019) |
| Tax Bill | $2,652 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-013-012-00 |
| Primary APN | 18-013-012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4245 38TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 1166.5' N OF SW COR OF SEC TH N 108' TH E 200' TH S 108' TH W 200' TO POB SEC 13 T4N R14W (96 PROP LINE ADJ) |
| Legal Range | 14W |
| Legal Township | 04N |
| Legal Section | 13 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OVERISEL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30301 |
Source: Allegan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4245 38TH ST, HAMILTON, MI 49419-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 11, 2019 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on Record |
| Deed Sale | Mar 11, 2019 · Amount on Record |
| Prior Sale | Mar 12, 2012 · Amount on Record |
| Deed Book / Page | 4326 / 299 |
| Prior Transfer Date | Jan 25, 2003 |
| Prior Transfer Doc | 2402000651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4245 38TH ST, HAMILTON, MI 49419-9753 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4245 38TH ST, HAMILTON, MI 49419-9753 |
| Document Number | 004809/372 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 4809/372 |
| Instrument | 2022020347 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4245 38TH ST, HAMILTON, MI 49419-9753 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004615/579 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 4615/579 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 11, 2019 |
| Property Address | 4245 38TH ST, HAMILTON, MI 49419-9753 |
| Document Number | 004326/299 |
| Book / Page | 4326 / 299 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,186.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3893 134TH AVE, 3893, HAMILTON, MI 49419-9564 |
| Name | Verified Name |
|---|---|
| Address | 3265 BARBARAY WAY, HOLLAND, MI 49424-9043 |
| Document Number | 0004326303 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 4326/303 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Overisel Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,900 (+16.07%) Land $28,500 Building $78,400 | $213,800 (+16.07%) Land $57,000 Building $156,800 | |
| 2025 | $2,652.00 (+26.83%) | ||
| 2023 | $92,100 Land $19,600 Building $72,500 | $184,200 Land $39,200 Building $145,000 | |
| 2022 | $2,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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