42431 490th Ave, Windom, MN 56101 Property Records

Cottonwood County property record for 42431 490th Ave, Windom, MN 56101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,698 (2026)
Flood Zone	Zone X (minimal risk)
APN	`10-494-0020`

Property Details

APN / Parcel Number

Primary APN	`10-494-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Deck Area	Deck Area
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	42431 490TH AVE
City	WINDOM
State	MN
Zip	56101-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LYING N OF SE LINE EXT. W. IN LOT 1; ALL LOTS 2 & 3
Legal Range	35
Legal Township	105
Legal Section	30
Legal Subdivision	LAKEVIEW SUBD
Legal Lot Number	1-3
Jurisdiction	COTTONWOOD MN
Township / Civil Division	LAKESIDE
Census Block Group	2
Census Block	2003
Census Tract	270400

Owner

Source: Cottonwood County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	511 W 3RD ST, SPENCER, IA 51301-3302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2020
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cottonwood County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cottonwood County
County Subdivision	Lakeside Township
Unified School District	Windom Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,698.00	$192,000 (-27%) Land $32,300 Building $159,700	$192,000 (-27%) Land $32,300 Building $159,700
2025	$1,698.00 (+5.99%)
2023	$1,602.00	$263,000 Land $40,800 Building $222,200	$263,000 Land $40,800 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windomnet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130