St. Lucie County property record for 4243 SW Utterback St, Port Saint Lucie, FL 34953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1998 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2024) |
| Tax Bill | $6,654 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3420-660-1711-000-1 |
| Primary APN | 3420-660-1711-000-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 86690 |
|---|---|
| Street Address | 4243 SW UTTERBACK ST |
| City | PORT SAINT LUCIE |
| State | FL |
| Zip | 34953-6856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 PSL |
| Legal Description | PORT ST LUCIE-SECTION 33- BLK 2246 LOT 10 (MAP 43/36N) |
| Legal Range | 39E |
| Legal Township | 37S |
| Legal Section | 36 |
| Legal Subdivision | PORT ST LUCIE SECTION 33 |
| Legal Block | 2246 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | PORT ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 382116 |
4243 SW Utterback St is owned and occupied by two individuals who bought it in July 2024.
Source: St. Lucie County records, as of February 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Mar 7, 2019 | Deed of Trust, Mortgage CIVIC FINANCIAL SERVICES LLC |
| Apr 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jun 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jan 31, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on File |
| Deed Sale | Jul 10, 2024 · Amount on File |
| Prior Sale | Jul 20, 2023 · Amount on File |
| Deed Document Number | 20245360061 |
| Deed Book / Page | 5175 / 1859 |
| Prior Transfer Date | Feb 6, 1997 |
| Prior Transfer Doc | 0010830200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jul 20, 2023 |
| Property Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Document Number | 0050191492 |
| Book / Page | 5019 / 1492 |
| Map Reference | MB 15 PG 1 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 5219834 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | SLOANE TITLE, SLOANE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 PINE SIDE DR, DEBARY, FL 32713-2522 |
| Name | Verified Name |
|---|---|
| Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Document Number | 0050191494 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 5019/1494 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0050191505 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 5019/1505 |
| Instrument | 5219836 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042410280 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 4241/0280 |
| Instrument | 4539436 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Apr 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042550322 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 4255/0322 |
| Instrument | 4552862 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jun 1, 2020 |
| Property Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Document Number | 0044262384 |
| Book / Page | 4426 / 2384 |
| Map Reference | MB 15 PG 1 |
| Instrument Date | May 28, 2020 |
| Instrument | 4713522 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1680 SW BAYSHORE BLVD STE 100, 1680, PORT SAINT LUCIE, FL 34984-3518 |
| Name | Verified Name |
|---|---|
| Address | 103 PINE SIDE DR, DEBARY, FL 32713-2522 |
| Document Number | 0044262386 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 4426/2386 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jan 31, 2019 |
| Property Address | 4243 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6856 |
| Document Number | 0042280745 |
| Book / Page | 004228 / 000745 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 4526523 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,072.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1391 NW SAINT LUCIE WEST BLVD #33 PORT ST LUCIE FL 349862196, 33, PORT ST LUCIE, FL 34986-2196 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Municipality | Port St. Lucie City |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,700 Land $138,000 Building $149,700 | $287,700 Land $138,000 Building $149,700 | |
| 2024 | $6,654.00 (+20.33%) | ||
| 2023 | $5,530.00 (+7.15%) | $249,100 (+34.63%) Land $105,000 Building $144,100 | $249,100 (+3.66%) Land $105,000 Building $144,100 |
| 2022 | $5,161.00 | $185,020 | $240,300 Land $105,000 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4243 SW Utterback St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4243 SW Utterback St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT ST LUCIE UTILITIES serves 224,485 people · EPA ID FL4560954 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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