State of Hawaii and Maui County property record for 4243 Lower Kula Rd, Kula, HI 96790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,912 sqft · built 1983 |
| Lot Size | 1.35 acres (59,198 sqft) |
| Owner | Company Name on Record |
| Last Sale | $455,000 (Nov 1995) |
| Tax Bill | $2,537 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2017 Mortgage |
| APN | 2-2-3-037-024 |
| Primary APN | 2-2-3-037-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 59,198 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 682 sqft |
| Deck Area | 224 sqft |
| Patio Area | 873 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 4243 LOWER KULA RD |
|---|---|
| City | KULA |
| State | HI |
| Zip | 96790-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | STATE RURL |
| Legal Description | LOT 10 KEALAHOU SUBD FP 829 1.359 AC TOG/ESMT & ESMT 2 (1,040 SF) DES |
| Legal Subdivision | KEALAHOU SUBD |
| Legal Lot Number | 10 |
| Jurisdiction | MAUI HI |
| Township / Civil Division | KULA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30305 |
Source: State of Hawaii and Maui County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4243 LOWER KULA RD, KULA, HI 96790-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 1995 · Amount on Record |
| Deed Sale | Nov 17, 1995 · Amount on Record |
| Deed Document Number | 1995149868 |
| Last Transfer Date | Nov 18, 2015 |
| Transfer Doc | 0058210031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 4243 LOWER KULA RD, KULA, HI 96790-8131 |
| Document Number | 0A75060119 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4243 LOWER KULA RD KULA HI 967908131, KULA, HI 96790-8131 |
| Document Number | 0A75060119 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | A75060119 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 4243 LOWER KULA RD, KULA, HI 96790-8131 |
| Document Number | 0A63470092 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4243 LOWER KULA RD KULA HI 967908131, KULA, HI 96790-8131 |
| Document Number | 0A63470092 |
|---|---|
| Date | May 18, 2017 |
| Instrument | A63470092 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Maui County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,537.00 (+74.6%) Homeowner's exemption | $1,834,700 (+88.66%) Land $1,304,600 Building $530,100 | $1,834,700 (+88.66%) Land $1,304,600 Building $530,100 |
| 2025 | $1,453.00 (+13.78%) | ||
| 2023 | $1,277.00 (-8.79%) Homeowner's exemption | $972,500 (+8.01%) Land $490,700 Building $481,800 | $972,500 (+8.01%) Land $490,700 Building $481,800 |
| 2022 | $1,400.00 Homeowner's exemption | $900,400 Land $461,400 Building $439,000 | $900,400 Land $461,400 Building $439,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 71% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER KULA serves 7,686 people · EPA ID HI0000215 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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