4243 Loquat Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4243 Loquat Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,356 sqft · built 1994
Lot Size	0.229 acres (9,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Aug 2022)
Tax Bill	$2,206 (2024)
Deeds & Mortgages	Jan 2023 Transfer Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C025808000A00080`

Property Details

APN / Parcel Number

Primary APN	`C025808000A00080`
Alternative APN	`C-02-35-28-080-00A0-0080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,971 sqft (0.229 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	471 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	376 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4243 LOQUAT RD
City	SEBRING
State	FL
Zip	33875-4886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ORANGE BLOSSOM EST UNIT 9 RPLT TRS A + B PB 15 PG 127 LOT 8 BLK A
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	ORANGE BLOSSOM EST
Legal Tract	A,B
Legal Block	A
Legal Lot Number	8
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2019
Census Tract	961301

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4243 LOQUAT RD, SEBRING, FL 33875-4886
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Intrafamily Transfer, Transfer
Aug 4, 2022	Intrafamily Transfer, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	20222108572
Deed Book / Page	2923 / 427
Last Transfer Date	Jan 27, 2023
Transfer Doc	0002134049
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 27, 2023
Property Address	4243 LOQUAT RD, SEBRING, FL 33875-4886
Document Number	0002134049
Book / Page	2953 / 1941
Map Reference	MB 15 PG 127
Instrument Date	Jan 27, 2023
Instrument	2134049
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4243 LOQUAT RD, SEBRING, FL 33875-4886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 LOQUAT RD, SEBRING, FL 33875-4886

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 4, 2022
Property Address	4243 LOQUAT RD, SEBRING, FL 33875-4886
Document Number	0002108571
Book / Page	2923 / 426
Map Reference	MB 15 PG 127
Instrument Date	Aug 2, 2022
Instrument	2108571
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 TURNER AVE, 329, WAUCHULA, FL 33873-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5932 COMMONWEALTH CIR, HANAHAN, SC 29410-2431

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 4, 2022
Property Address	4243 LOQUAT RD, SEBRING, FL 33875-4886
Document Number	0002108572
Book / Page	2923 / 427
Map Reference	MB 15 PG 127
Instrument Date	Jul 22, 2022
Instrument	2108572
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5932 COMMONWEALTH CIR, 5932, HANAHAN, SC 29410-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 LOQUAT RD, SEBRING, FL 33875-4886

Mortgage

Document Number	0002923429
Date	Aug 4, 2022
Instrument	2923/429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 5, 2020
Property Address	4243 LOQUAT RD, SEBRING, FL 33875-4886
Document Number	0002001398
Book / Page	2776 / 1590
Map Reference	MB 15 PG 127
Instrument Date	Oct 2, 2020
Instrument	2001398
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4243 LOQUAT RD, 4243, SEBRING, FL 33875-4886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 274, WAUCHULA, FL 33873-0274

Mortgage

Document Number	0027761592
Date	Oct 5, 2020
Instrument	2776/1592

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 27, 2020
Property Address	4243 LOQUAT RD, SEBRING, FL 33875-4886
Document Number	0001980851
Book / Page	002745 / 001789
Instrument Date	Mar 27, 2020
Instrument	1980851
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	425 KINGSLEY DR ST CLAIR MO 630772325, ST CLAIR, MO 63077-2325

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,228 (+7.24%) Land $14,000 Building $174,228	$188,228 (+7.24%) Land $14,000 Building $174,228
2024	$2,206.00 (+2.18%)
2023	$2,159.00 (+43.74%) Homeowner's exemption	$175,527 (+39.86%) Land $14,000 Building $161,527	$175,527 (+11.97%) Land $14,000 Building $161,527
2022	$1,502.00 Homeowner's exemption	$125,501	$156,761 Land $7,200 Building $149,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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