4243 Covington Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4243 Covington Dr, Chattanooga, TN 37412 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1948
Lot Size	0.24 acres (10,464 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Nov 2020)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169G A 007`

Property Details

APN / Parcel Number

Primary APN	`169G A 007`
Alternative APN	`0000113702`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,464 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000113702
Street Address	4243 COVINGTON DR
City	CHATTANOOGA
State	TN
Zip	37412-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0316 10 05 LT 5 BLK C MARLBORO PARK SUB PB15 PG85
Legal Subdivision	MARLBORO PARK
Legal Block	C
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1013
Census Tract	11700

Owner

Source: Hamilton County records · APN 169G A 007

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4243 COVINGTON DR, CHATTANOOGA, TN 37412-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	May 23, 1997 · Amount on Record
Deed Document Number	2020112400223
Deed Book / Page	12245 / 476
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 24, 2020
Property Address	4243 COVINGTON DR, CHATTANOOGA, TN 37412-2801
Document Number	1124000223
Book / Page	012245 / 000476
Instrument Date	Nov 23, 2020
Instrument	201124000223
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 COVINGTON DR CHATTANOOGA TN 374122801, CHATTANOOGA, TN 37412-2801

Mortgage

Document Number	1124000224
Date	Nov 24, 2020
Book Page	012245/000478
Instrument	201124000224

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	1913 GUNBARREL RD # 111, CHATTANOOGA, TN 37421-7160

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (+15.89%)	$72,225 (+71.15%)	$288,900 (+71.15%) Land $50,000 Building $238,900
2024	$944.00 (-36.22%)	$42,200 (-)	$168,800 (-) Land $40,000 Building $128,800
2023	$1,480.00	$42,200 (-)	$168,800 (-) Land $40,000 Building $128,800
2022	$1,480.00	$42,200	$168,800 Land $40,000 Building $128,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.