4243 Arcata Bay Way, Oceanside, CA 92058 Property Records

San Diego County property record for 4243 Arcata Bay Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,193 sqft · built 1982
Lot Size	2.56 acres (111,771 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Jul 2018)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-27-25`

Property Details

APN / Parcel Number

Primary APN	`157-550-27-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	111,771 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4243 ARCATA BAY WAY
City	OCEANSIDE
State	CA
Zip	92058-6911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 140 US281PER DOC81-201413&UND INT IN LOTS 138&139& TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	138-1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18608

Owner

4243 Arcata Bay Way, a condominium, is owned by a company that bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	270 N EL CAMINO REAL, 181, ENCINITAS, CA 92024-2874
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Quit Claim Deed, Transfer BANK OF ENGLAND
Apr 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 30, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 13, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Aug 8, 2002 · Amount on File
Deed Document Number	2018286692
Prior Transfer Date	Aug 14, 1997
Prior Transfer Doc	0000411824
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2020
Property Address	4243 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000131185
Instrument Date	Mar 6, 2020
Instrument	131185
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4243 ARCATA BAY WAY OCEANSIDE CA 920586911, OCEANSIDE, CA 92058-6911

Mortgage

Document Number	131186
Date	Mar 13, 2020
Instrument	131186

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	4243 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000143812
Map Reference	MAP 9745
Instrument Date	Mar 6, 2020
Instrument	2022-0143812
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911

Mortgage

Document Number	0000143813
Date	Apr 1, 2022
Instrument	2022-0143813

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Apr 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	4243 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000375171
Instrument Date	Aug 24, 2019
Instrument	375171
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4243 ARCATA BAY WAY OCEANSIDE CA 920586911, OCEANSIDE, CA 92058-6911

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2018
Property Address	4243 ARCATA BAY WAY, OCEANSIDE, CA 92058-6911
Document Number	0000286692
Instrument Date	Jul 5, 2018
Instrument	286692
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$357.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4243 ARCATA BAY WAY OCEANSIDE CA 920586911, OCEANSIDE, CA 92058-6911

Tax Assessment & Valuation

The 2025 property tax bill for 4243 Arcata Bay Way was $4,096.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,787 (+2%) Land $197,794 Building $171,993
2025	$4,096.00	$362,537 Land $193,916 Building $168,621
2023	$3,895.00 (+1.54%)	$348,461 Land $186,387 Building $162,074
2022	$3,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4243 Arcata Bay Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4243 Arcata Bay Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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