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4242 Lapham St, Dearborn, MI 48126 Property Records

Wayne County property record for 4242 Lapham St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,576 sqft · built 1930
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Mar 2024)
Tax Bill$6,422 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN82-10-183-15-011

Property Details

APN / Parcel Number

Primary APN82-10-183-15-011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
1st Floor Area808 sqft
Basement Area808 sqft
Unfinished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions114 ft deep x 40 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4242 LAPHAM ST
CityDEARBORN
StateMI
Zip48126-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 73 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CHAS LAPHAM SUB
Legal SubdivisionCHARLES LAPHAM
Legal Lot Number73
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3000
Census Tract574100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4242 LAPHAM ST, DEARBORN, MI 48126-3435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CONNECTIONS LLC
Aug 16, 2021Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Deed Document Number202446890
Deed Book / Page58716 / 339
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateMar 7, 2024
Property Address4242 LAPHAM ST, DEARBORN, MI 48126-3435
Document Number0587160339
Book / Page58716 / 339
Map ReferenceLB 63 PG 39
Instrument DateMar 5, 2024
Instrument2024046890
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4242 LAPHAM ST, DEARBORN, MI 48126-3435

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4242 LAPHAM ST, DEARBORN, MI 48126-3435

Mortgage

Document Number0058716320
DateMar 7, 2024
Instrument58716/320
Lender
NameMORTGAGE CONNECTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address4242 LAPHAM ST, DEARBORN, MI 48126-3435
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4242 LAPHAM ST, DEARBORN, MI 48126-3435

Mortgage

Document Number0569570457
DateAug 16, 2021
Book Page56957/457
Instrument2021313707
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,200 (+21.76%)$304,400 (+21.76%)
2025$6,422.00 (+104.13%) Homeowner's exemption$125,000 (+37.36%)$250,000 (+37.36%)
2023$91,000$182,000
2019$3,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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