4242 Hwy K, Cairo, MO 65239 Property Records

Randolph County property record for 4242 Hwy K, Cairo, MO 65239

Property Summary

Property TypeSingle Family Home
Details2,730 sqft · built 2021
Lot Size4.85 acres (211,266 sqft)
OwnerIndividual Name on File
Tax Bill$1,538 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-2.0-04.0-0.0-000-002.002

Property Details

APN / Parcel Number

Primary APN08-2.0-04.0-0.0-000-002.002

Interior

Stories1 Story
Building Area2,730 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area211,266 sqft (4.85 acres)
Pole BarnPole Barn

Location & Zoning

Street Address4242 HIGHWAY K
CityCAIRO
StateMO
Zip65239-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF E1/2 OF NW1/4 DESC AS: BEGIN AT NW CORNER OF E1/2 OF NW1/4, TH E 466.7', TH S 466.7', TH W 466.7', TH N 466.7' TO POB
Legal Range13W
Legal Township54N
Legal Section04
JurisdictionRANDOLPH MO
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3025
Census Tract490100

Owner

4242 Hwy K is owned and occupied by an individual.

Source: Randolph County records, as of October 8, 2026

Owner of RecordIndividual Name on File
Mailing Address4242 HIGHWAY K, CAIRO, MO 65239-2406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Sep 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
REGIONAL MISSOURI BANK
Jun 8, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
COUNTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH MO
Recording DateSep 9, 2026
Property Address4242 HIGHWAY K, CAIRO, MO 65239-2406
Document Number0000003225
Book / Page964 / 2256
Instrument DateAug 28, 2026
Instrument20263225
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4242 HIGHWAY K, CAIRO, MO 65239-2406

Mortgage

Document Number0000003225,
DateSep 9, 2026
Book Page964/2256
Instrument20263225
Lender
NameCOMMERCE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 28, 2036
Interest
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH MO
Property Address4242 HIGHWAY K, CAIRO, MO 65239-2406
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number931/1270
DateSep 21, 2021
Book Page931/1270
Instrument20213704
Lender
NameREGIONAL MISSOURI BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH MO
Property Address4242 HIGHWAY K, CAIRO, MO 65239-2406
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number921/2175
DateJun 8, 2020
Book Page921/2175
Instrument20201581
Lender
NameCOUNTY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4242 Hwy K was $1,538.

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyRandolph County
Unified School DistrictNortheast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,590 (+63.12%) Land $2,508 Building $40,082$227,680 (+61.53%) Land $13,410 Building $214,270
2025$1,538.00$26,110 Land $2,484 Building $23,626$140,950 Land $13,410 Building $127,540
2023$24,450 Land $2,208 Building $22,242$132,230 Land $11,940 Building $120,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4242 Hwy K in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4242 Hwy K is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACON CO PWSD 1
serves 12,865 people · EPA ID MO2024363
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Chariton Valley Communication
Fiber
1,000 / 1,000

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