4242 Elsa Ter, Baltimore, MD 21211 Property Records

Baltimore City property record for 4242 Elsa Ter, Baltimore, MD 21211

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,408 sqft · built 1955
Lot Size	0.037 acres (1,596 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Apr 2025)
Tax Bill	$4,500 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage
APN	`13-15-3575D-019B`

Property Details

APN / Parcel Number

Primary APN	`13-15-3575D-019B`
Alternative APNs	`153575D019B` `3575D-019B`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	512 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	1,596 sqft (0.037 acres)
Lot Dimensions	99.3 ft deep x 16.1 ft wide
Porch	Open Porch
Porch Area	70 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	153575D019B
Street Address	4242 ELSA TER
City	BALTIMORE
State	MD
Zip	21211-1519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	16-1X99-3
Legal Block	3575D
Legal Lot Number	19B
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	3
Census Block	3005
Census Tract	130803

Owner

4242 Elsa Ter, a townhouse, is owned and occupied by two individuals who bought it in April 2025.

Source: Baltimore City records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4242 ELSA TER, BALTIMORE, MD 21211-1519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 10, 2019	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Book / Page	27903 / 401
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0179900405
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4242 ELSA TER, BALTIMORE, MD 21211-1519
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0227400289
Date	Mar 9, 2021
Book Page	22740/289

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Nov 1, 2045

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Sep 10, 2019
Property Address	4242 ELSA TER, BALTIMORE, MD 21211-1519
Document Number	0213930179
Book / Page	21393 / 179
Map Reference	LB 17990 FL 405
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 ELSA TER, BALTIMORE, MD 21211-1519

Mortgage

Document Number	0021393187
Date	Sep 10, 2019
Instrument	21393/187

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,100 Land $80,000 Building $145,100	$225,100 Land $80,000 Building $145,100
2024	$4,500.00 (-4.42%)
2023	$4,708.00 Homeowner's exemption	$204,900	$225,100 Land $80,000 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4242 Elsa Ter; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4242 Elsa Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Greenlight Networks.

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