4242 Cremona Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4242 Cremona Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,666 sqft · built 1998
Lot Size	0.286 acres (12,443 sqft)
Owner	Individual Name on Record
Last Sale	$112,300 (Sep 2015)
Tax Bill	$3,165 (2024)
Deeds & Mortgages	Mar 2026 Transfer Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C044815174400610`

Property Details

APN / Parcel Number

Primary APN	`C044815174400610`
Alternative APN	`C-04-34-28-151-7440-0610`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,666 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	2,511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,443 sqft (0.286 acres)
Lot Dimensions	126 ft deep x 100 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	702 sqft
Driveway	Concrete Driveway
Driveway Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	336 sqft
Porch	Florida Room
Porch Area	459 sqft
Patio Area	1,067 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4242 CREMONA DR
City	SEBRING
State	FL
Zip	33872-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 61 BLK 744
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	744
Legal Lot Number	61
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2015
Census Tract	960503

Owner

Source: Highlands County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4242 CREMONA DR, SEBRING, FL 33872-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Intrafamily Transfer, Transfer
Mar 15, 2023	Intrafamily Transfer, Transfer
Jun 12, 2018	Loan Modification, Mortgage LOANPAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2015 · Amount on Record
Deed Sale	Sep 11, 2015 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Document Number	20151787379
Deed Book / Page	2494 / 1020
Last Transfer Date	Nov 7, 2022
Transfer Doc	0002141415
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 13, 2026
Property Address	4242 CREMONA DR, SEBRING, FL 33872-1718
Document Number	0002303885
Book / Page	3179 / 1136
Map Reference	MB 15 PG 64
Instrument Date	Dec 21, 2025
Instrument	2303885
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4242 CREMONA DR, SEBRING, FL 33872-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 CREMONA DR, SEBRING, FL 33872-1718

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 15, 2023
Property Address	4242 CREMONA DR, SEBRING, FL 33872-1718
Document Number	0002141415
Book / Page	2962 / 1984
Map Reference	MB 15 PG 64
Instrument Date	Nov 7, 2022
Instrument	2141415
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4242 CREMONA DR, SEBRING, FL 33872-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 CREMONA DR, SEBRING, FL 33872-1718

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4242 CREMONA DR, SEBRING, FL 33872-1718
Document Number	0001909340
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4242 CREMONA DR SEBRING FL 338721718, SEBRING, FL 33872-1718

Mortgage

Document Number	0001909340
Date	Aug 28, 2018
Book Page	002652/001957
Instrument	1909340

Lender

Name	LOANPAL
Address	LAKE ZURICH, IL 60047

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Aug 27, 2046

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,789 (+5.99%)	$341,591 (-4.75%) Land $45,000 Building $296,591
2024	$3,165.00 (+2.13%)
2023	$3,099.00 (-0.67%) Homeowner's exemption Widower's exemption	$244,171 (+3%)	$358,628 (+12.2%) Land $37,500 Building $321,128
2022	$3,120.00 Homeowner's exemption Widower's exemption	$237,059	$319,626 Land $35,000 Building $284,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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