4242 Birch Pond Loop, Lakeland, FL 33812 Property Records

Polk County property record for 4242 Birch Pond Loop, Lakeland, FL 33812

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,713 sqft · built 2008
Lot Size	0.035 acres (1,525 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2022)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-03-273001-000100`

Property Details

APN / Parcel Number

Primary APN	`24-29-03-273001-000100`
Alternative APNs	`032924273001000100` `32924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,713 sqft Living Area
1st Floor Area	814 sqft
Upper Floors Area	899 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	1,525 sqft (0.035 acres)
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	97 sqft

Location & Zoning

Street Address	4242 BIRCH POND LOOP
City	LAKELAND
State	FL
Zip	33812-4250
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	AUTUMNWOOD GROVE PB 141 PG 28-31 LOT 10
Legal Range	24E
Legal Township	29S
Legal Section	03
Legal Subdivision	AUTUMNWOOD GROVE
Legal Block	3
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3032
Census Tract	11834

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4242 BIRCH POND LOOP, LAKELAND, FL 33812-4250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	2022199940
Deed Book / Page	12349 / 638
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0000122765
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 22, 2022
Property Address	4242 BIRCH POND LOOP, LAKELAND, FL 33812-4250
Document Number	0000199940
Book / Page	12349 / 638
Map Reference	MB 141 PG 28-31
Instrument Date	Jul 20, 2022
Instrument	2022199940
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11507 CENTER LAKE DR, 11507, WINDERMERE, FL 34786-5918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 BIRCH POND LOOP, LAKELAND, FL 33812-4250

Mortgage

Document Number	0012349640
Date	Jul 22, 2022
Instrument	12349/640

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,500 (-2.08%) Land $100 Building $188,400	$188,500 (-2.08%) Land $100 Building $188,400
2025	$2,040.00 (-34.95%) Homeowner's exemption	$192,500 (-8.55%) Land $100 Building $192,400	$192,500 (-8.55%) Land $100 Building $192,400
2023	$3,136.00 (+27.84%)	$210,500 (+11.97%) Land $100 Building $210,400	$210,500 (+11.97%) Land $100 Building $210,400
2022	$2,453.00	$188,000 Land $100 Building $187,900	$188,000 Land $100 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (2006–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20