4242 147th St, Midlothian, IL 60445 Property Records

Cook County property record for 4242 147th St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1956
Lot Size	0.162 acres (7,050 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2012)
Tax Bill	$5,557 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-10-225-022`

Property Details

APN / Parcel Number

Primary APN	`28-10-225-022`
Alternative APN	`28-10-225-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,050 sqft (0.162 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4242 147TH ST
City	MIDLOTHIAN
State	IL
Zip	60445-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MANUS) (MIDLOTHIAN) PARK SUB OF NE SEC 10-36-13
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	MANUS MIDLOTHIAN
Legal Block	26
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1003
Census Tract	824701

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4242 147TH ST, MIDLOTHIAN, IL 60445-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2012 · Amount on Record
Deed Sale	Apr 16, 2012 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	201212061
Prior Transfer Date	Apr 26, 1994
Prior Transfer Doc	0000000315
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4242 147TH ST, MIDLOTHIAN, IL 60445-3359
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009713200
Date	Apr 7, 2022
Instrument	2209713200

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	GIBSONBURG, OH 43431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate	4.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4242 147TH ST, MIDLOTHIAN, IL 60445-3359
Document Number	2030740148
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 147TH ST MIDLOTHIAN IL 604453359, MIDLOTHIAN, IL 60445-3359

Mortgage

Document Number	2030740148
Date	Nov 2, 2020
Instrument	30740148

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4242 147TH ST, MIDLOTHIAN, IL 60445-3359
Document Number	1934006123
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	PLYMOUTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 147TH ST MIDLOTHIAN IL 604453359, MIDLOTHIAN, IL 60445-3359

Mortgage

Document Number	1934006123
Date	Dec 6, 2019
Instrument	34006123

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (+39.62%) Land $2,820 Building $15,180	$180,000 (+39.62%) Land $28,200 Building $151,800
2023	$5,557.00 (+24.88%)
2022	$4,450.00 Homeowner's exemption	$12,892 Land $2,467 Building $10,425	$128,920 Land $24,670 Building $104,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	71 (1979–2026)
Claims Outside the SFHA	17 of 71
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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