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42418 Edgewater Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42418 Edgewater Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,889 sqft · built 2022
Lot Size0.206 acres (9,003 sqft)
OwnerIndividual Name on File
Last Sale$591,200 (Jul 2022)
Tax Bill$6,366 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-26-30-207-016

Property Details

APN / Parcel Number

Primary APN42-26-30-207-016

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,889 sqft Living Area
Gross Area2,931 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2022
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,003 sqft (0.206 acres)
DrivewayDriveway
Driveway Area525 sqft
Pool Area45 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address42418 EDGEWATER DR
CityPUNTA GORDA
StateFL
Zip33982-2194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBCE 000 0000 1348 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1348 (9003 SF) 4518/730 E4518/732 5024/960
Legal Range26E
Legal Township42S
Legal Section30
Legal SubdivisionBABCOCK RANCH
Legal Lot Number1348
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

42418 Edgewater Dr is owned and occupied by an individual who bought it in July 2022.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address42418 EDGEWATER DR, PUNTA GORDA, FL 33982-2194
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK SOUTH FLORIDA
Jul 26, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on File
Deed SaleJul 26, 2022 · Amount on File
Deed Document Number3132396
Deed Book / Page5024 / 960
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address42418 EDGEWATER DR, PUNTA GORDA, FL 33982-2194
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address42418 EDGEWATER DR, PUNTA GORDA, FL 33982-2194

Mortgage

Document Number0003563786
DateSep 3, 2025
Instrument3563786
Lender
NameFIFTH THIRD BANK SOUTH FLORIDA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 26, 2022
Property Address42418 EDGEWATER DR, PUNTA GORDA, FL 33982-2194
Document Number0050240960
Book / Page5024 / 960
Map ReferenceMB 23 PG 11A-11P
Instrument DateJul 20, 2022
Instrument3132396
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,138.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address42418 EDGEWATER DR, BABCOCK RANCH, FL 33982-2194

Mortgage

Document Number0005024962
DateJul 26, 2022
Instrument5024/962
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 42418 Edgewater Dr was $6,366 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,366.00 Homeowner's exemption$466,004$480,804 Land $80,000 Building $400,804
2023$8,997.00 (+196.64%)$417,800 (+555.37%)$464,357 (+628.4%) Land $77,000 Building $387,357
2022$3,033.00$63,750 Land $63,750$63,750 Land $63,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42418 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42418 Edgewater Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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