4241 Earl St, Ashland, KY 41101 Property Records

Boyd County property record for 4241 Earl St, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	2,984 sqft · built 1999
Lot Size	0.305 acres (13,307 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-02-00-001.01`

Property Details

APN / Parcel Number

Primary APN	`038-02-00-001.01`
Alternative APN	`115621`

Interior

Stories	2 Stories
Building Area	2,984 sqft Living Area
Gross Area	264 sqft
Basement Area	1,792 sqft
Finished Basement	1,792 sqft

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,307 sqft (0.305 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft
Deck Area	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	115621
Street Address	4241 EARL ST
City	ASHLAND
State	KY
Zip	41101-5087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 1 DUKE OF EARL SUBDIVISIOIN
Legal Subdivision	OF EARL SUBITION
Legal Block	ADDBIL
Legal Lot Number	1
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3006
Census Tract	30500

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4241 EARL ST, ASHLAND, KY 41101-5087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	4241 EARL ST, ASHLAND, KY 41101-5087
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001543/41
Date	Aug 25, 2023
Book Page	1543/41
Instrument	10022635

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	4241 EARL ST, ASHLAND, KY 41101-5087
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001495/392
Date	Jan 5, 2022
Book Page	1495/392
Instrument	10007846

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (+4.63%)	$180,200 (+7.71%) Land $25,000 Building $155,200	$180,200 (+7.71%) Land $25,000 Building $155,200
2023	$1,036.00	$167,300 Land $25,000 Building $142,300	$167,300 Land $25,000 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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