4241 Cape Cod Ct, Dayton, OH 45406 Property Records

Montgomery County property record for 4241 Cape Cod Ct, Dayton, OH 45406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,726 sqft · built 1993
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Sep 2017)
Tax Bill	$3,755 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-17722-0002`

Property Details

APN / Parcel Number

Primary APN	`R72-17722-0002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,706 sqft
Basement Area	853 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,500 sqft (0.264 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	360 sqft
Deck Area	200 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4241 CAPE COD CT
City	DAYTON
State	OH
Zip	45406-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82029 NEW ENGLAND WOODS
Legal Subdivision	NEW ENGLAND WOODS
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2012
Census Tract	100

Owner

4241 Cape Cod Ct is owned and occupied by an individual who bought it in September 2017.

Source: Montgomery County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4241 CAPE COD CT, DAYTON, OH 45406-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 26, 2017	Warranty Deed, Transfer · FHA Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Deed Document Number	201756975
Prior Transfer Date	Oct 7, 2009
Prior Transfer Doc	0000074957
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 7, 2026
Property Address	4241 CAPE COD CT, DAYTON, OH 45406-1431
Document Number	0000021203
Instrument Date	Mar 25, 2026
Instrument	202621203
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 CAPE COD CT, DAYTON, OH 45406-1431
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021203,
Date	Apr 7, 2026
Instrument	202621203

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4241 CAPE COD CT, DAYTON, OH 45406-1431
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090032
Date	Nov 30, 2021
Instrument	2021-00090032

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 26, 2017
Property Address	4241 CAPE COD CT, DAYTON, OH 45406-1431
Document Number	0000056975
Instrument Date	Sep 8, 2017
Instrument	56975
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 CAPE COD CT DAYTON OH 454061431, DAYTON, OH 45406-1431

Mortgage

Document Number	56976
Date	Sep 26, 2017
Instrument	56976

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,460 Land $17,920 Building $47,540	$187,020 Land $51,200 Building $135,820
2024	$3,755.00 (+2.71%)
2023	$3,656.00 (-1.11%)	$65,460 (+27.85%) Land $17,920 Building $47,540	$187,020 Land $51,200 Building $135,820
2022	$3,697.00	$51,200 Land $14,000 Building $37,200
2020			$146,290 Land $40,000 Building $106,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4241 Cape Cod Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4241 Cape Cod Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV.

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