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4240 Spring Oak Dr, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 4240 Spring Oak Dr, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 2018
Lot Size0.142 acres (6,207 sqft)
Owner2 Individual Names on File
Last Sale$131,000 (Jan 2019)
Tax Bill$2,791 (2023)
Deeds & MortgagesJan 2019 Sale & Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN145-128-47

Property Details

APN / Parcel Number

Primary APN145-128-47

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,104 sqft Heated Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,207 sqft (0.142 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number145-128-47
Street Address4240 SPRING OAK DR
CityCHARLOTTE
StateNC
Zip28208-0503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-22MF
Legal DescriptionL20 M46-375
Legal SubdivisionARBOR GLEN PH 1 MAP 1
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2015
Census Tract3902

Owner

4240 Spring Oak Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address4240 SPRING OAK DR, CHARLOTTE, NC 28208-0503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2019Grant Deed, Transfer · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Dec 12, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2019 · Amount on File
Deed SaleJan 24, 2019 · Amount on File
Deed Document Number0033243251
Deed Book / Page33243 / 251
Record UpdatedJun 7, 2026

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJan 24, 2019
Property Address4240 SPRING OAK DR, CHARLOTTE, NC 28208-0503
Document Number0000008408
Book / Page033243 / 000251
Instrument DateJan 24, 2019
Instrument8408
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4240 SPRING OAK DR CHARLOTTE NC 282080503, CHARLOTTE, NC 28208-0503

Mortgage

Document Number8411
DateJan 24, 2019
Book Page033243/000269
Instrument8411
Lender
NameMISCELLANEOUS GOVT AGCY
Address600 E TRADE ST, CHARLOTTE, NC 28202-2941
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number8410,
DateJan 24, 2019
Book Page033243/000264
Instrument8410
Lender
NameHABITAT FOR HUMANITY
AddressPO BOX 220287, CHARLOTTE, NC 28222-0287
Agreement
AmountAmount on Record
Term240 Months
DueJan 23, 2039

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 12, 2017
Property Address4240 SPRING OAK DR, CHARLOTTE, NC 28208-0503
Document Number0000165859
Book / Page032333 / 000492
Instrument DateDec 11, 2017
Instrument165859
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$405.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 220287 CHARLOTTE NC 282220287, CHARLOTTE, NC 28222-0287

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4240 Spring Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4240 Spring Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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