4240 Prudence St, Baltimore (Curtis Bay), MD 21226 Property Records

Baltimore City property record for 4240 Prudence St, Baltimore, MD 21226

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,280 sqft · built 1991
Lot Size	0.094 acres (4,094 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
APN	`25-08-7231-028`

Property Details

APN / Parcel Number

Primary APN	`25-08-7231-028`
Alternative APNs	`087231 028` `7231-028`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	653 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Built-Up Asphalt
Lot Area	4,094 sqft (0.094 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	087231 028
Street Address	4240 PRUDENCE ST
City	CURTIS BAY
State	MD
Zip	21226-1357
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	0.094 ACRES
Legal Subdivision	FARRING HEIGHTS
Legal Block	7231
Legal Lot Number	28
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	3
Census Block	3010
Census Tract	250500

Owner

Source: Baltimore City records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4240 PRUDENCE ST, CURTIS BAY, MD 21226-1357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 1997
Deed Sale	Nov 3, 1997
Prior Sale	Dec 20, 1996 · Amount on Record
Deed Document Number	1997711030
Deed Book / Page	6799 / 231
Transfer Doc	0000711030
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Recording Date	Aug 5, 2026
Property Address	4240 PRUDENCE ST, CURTIS BAY, MD 21226-1357
Document Number	2932000050
Book / Page	29320 / 50
Instrument Date	Jul 25, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4240 PRUDENCE ST, CURTIS BAY, MD 21226-1357

Mortgage

Document Number	2932000050,
Date	Aug 5, 2026
Book Page	29320/50

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (-4.55%) Homeowner's exemption	$147,067 (+19.18%)	$158,900 (+28.77%) Land $15,000 Building $143,900
2023	$2,813.00 Homeowner's exemption	$123,400 Land $15,000 Building $108,400	$123,400 Land $15,000 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20