4240 Flowes Store Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4240 Flowes Store Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,672 sqft · built 1966
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Nov 2018)
Tax Bill	$2,056 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5538 98 8950`

Property Details

APN / Parcel Number

Primary APN	`5538 98 8950`
Alternative APNs	`11047 0010.100000` `127063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	3,644 sqft
1st Floor Area	1,672 sqft
Basement Area	1,672 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Lot Width	250 ft Width
Garage Type	Mixed
Garage Area	792 sqft
Driveway	Asphalt Driveway
Driveway Area	3,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	127063
Street Address	4240 FLOWES STORE RD
City	CONCORD
State	NC
Zip	28025-8396
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	LTS 6-7 & P/O 5 A F HARTSELL ESTATE
Legal Subdivision	CENTRAL CABARRUS HIGH SCH
Legal Lot Number	6-7
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1025
Census Tract	40502

Owner

4240 Flowes Store Rd, a rural home, is owned and occupied by two individuals who bought it in November 2018.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4240 FLOWES STORE RD, CONCORD, NC 28025-8396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 16, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Prior Sale	Nov 9, 2009 · Amount on File
Deed Book / Page	13270 / 346
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4240 FLOWES STORE RD, CONCORD, NC 28025-8396
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015235297
Date	Jun 8, 2021
Book Page	15235/297

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 16, 2018
Property Address	4240 FLOWES STORE RD, CONCORD, NC 28025-8396
Document Number	0013270346
Book / Page	13270 / 0346
Map Reference	MB6 PG66
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 384, HARRISBURG, NC 28075-0384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 FLOWES STORE RD, CONCORD, NC 28025-8396

Mortgage

Document Number	0000132711
Date	Nov 16, 2018
Instrument	13271/1

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,330 Land $70,420 Building $293,910
2024			$364,330 (+47.09%) Land $70,420 Building $293,910
2023	$2,056.00	$247,690 Land $46,330 Building $201,360	$247,690 Land $46,330 Building $201,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4240 Flowes Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4240 Flowes Store Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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