Santa Rosa County property record for 4240 Ermine Ln, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 2006 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Nov 2022) |
| Tax Bill | $1,968 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1N-28-0000-03744-0000 |
| Primary APN | 15-1N-28-0000-03744-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,807 sqft (0.294 acres) |
| Lot Dimensions | 135 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4240 ERMINE LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2023** S 95 FT OF W 135 FT OF TH FOL: BEG AT PT 330 FT S OF NE CORN OF SW4 OF SW4 OF SEC 15-1N-28-0000-03744-0000 THN W 660 FT THN S 165 FT THN E 660 FT THN N 165 FT TO POB AS DES IN OR 3654 PG 252 & OR 3691 PG 24 LESS RD R/W |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10709 |
4240 Ermine Ln is owned and occupied by an individual who bought it in November 2022.
Source: Santa Rosa County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4240 ERMINE LN, MILTON, FL 32583-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| May 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 21, 2017 | Grant Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Prior Sale | Aug 21, 2017 · Amount on File |
| Deed Document Number | 202262972 |
| Deed Book / Page | 4343 / 592 |
| Prior Transfer Date | May 16, 2018 |
| Prior Transfer Doc | 0037282087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 9, 2022 |
| Property Address | 4240 ERMINE LN, MILTON, FL 32583-7646 |
| Document Number | 0043430592 |
| Book / Page | 4343 / 592 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 202262972 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16860 US HIGHWAY 19 N # N537, 16860, CLEARWATER, FL 33764-8735 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4240 ERMINE LN, MILTON, FL 32583-7646 |
| Document Number | 0004343593 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 4343/593 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 18, 2018 |
| Property Address | 4240 ERMINE LN, MILTON, FL 32583-7646 |
| Document Number | 0037282087 |
| Book / Page | 003728 / 002087 |
| Instrument Date | May 16, 2018 |
| Instrument | 20237 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1923 MERCY LN MILTON FL 325837407, MILTON, FL 32583-7407 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 21, 2017 |
| Property Address | 4240 ERMINE LN, MILTON, FL 32583-7646 |
| Document Number | 0036540252 |
| Book / Page | 003654 / 000252 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 34487 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $609.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4240 ERMINE LN MILTON FL 325837646, MILTON, FL 32583-7646 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,927 (+1.18%) Land $18,600 Building $185,327 | $203,927 (+1.18%) Land $18,600 Building $185,327 | |
| 2024 | $1,968.00 (-1.01%) Homeowner's exemption | $201,544 (+0.43%) Land $18,600 Building $182,944 | $201,544 (+0.43%) Land $18,600 Building $182,944 |
| 2023 | $1,988.00 (+128.51%) Homeowner's exemption Senior Citizen's exemption | $200,683 (+55.26%) Land $18,600 Building $182,083 | $200,683 (+13.08%) Land $18,600 Building $182,083 |
| 2022 | $870.00 Homeowner's exemption Senior Citizen's exemption | $129,259 | $177,471 Land $8,400 Building $169,071 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4240 Ermine Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4240 Ermine Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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