4240 E Commerce Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 4240 E Commerce Rd, Commerce Township, MI 48382 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,440 sqft Living Area
Lot Size157,252 sqft (3.61 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2024)
Tax Bill$3,264.00 (2025)

Property Details

APN / Parcel Number

Primary APNE-17-06-300-050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,440 sqft Living Area
1st Floor1,440 sqft 1st Floor
Basement Area1,440 sqft Basement
Unfinished Basement1,440 sqft Unfinished
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2021
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Lot Area157,252 sqft (3.61 acres)
Parking Spaces2 Parking Spaces
Garage Area1,152 sqft Garage
Deck Area100 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address4240 E COMMERCE RD
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-1381
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R8E, SEC 6 PART OF SW 1/4 BEG AT PT DIST N 89-58-20 E 221.23 FT & N 00-05-02 E 66.92 FT FROM SW SEC COR, TH N 00-05-02 E 572.61 FT, TH N 89-48-03 E 264.71 FT, TH S 00-14-40 W 607.36 FT, TH ALG CURVE TO RIGHT, RAD 1112.93 FT, CHORD BEARS N 82-41-
Legal Range08E
Legal Township02N
Legal Section06
JurisdictionOAKLAND MI
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1006
Census Tract135300

Owner

Source: Oakland County records · APN E-17-06-300-050

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4240 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1381
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Feb 15, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 19, 2023Warranty Deed, Construction Loan · Building or Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Prior SaleDec 19, 2023 · Amount on Record
Deed Doc Number202415429
Deed Book / Page59168 / 64
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4240 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1381
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4240 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1381

Mortgage

Document Number0000033093
DateApr 06, 2023
Book Page58522/8
Instrument33093
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term236 Months
DueDec 01, 2042

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 15, 2024
Property Address4240 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1381
Document Number0000015429
Book / Page59168 / 64
Instrument DateFeb 09, 2024
Instrument15429
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 250993, WEST BLOOMFIELD, MI 48325-0993

Transferred To (Grantee/Buyer)

NameVerified Name
Address1387 NOLTA RD, WALLED LAKE, MI 48390-3128

Mortgage

Document Number0059174688
DateFeb 15, 2024
Instrument59174/688
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

December 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 19, 2023
Property Address4240 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1381
Document Number0000136477
Book / Page59069 / 475
Instrument DateDec 07, 2023
Instrument136477
Transaction TypeConstruction Loan
Record UpdatedDec 23, 2025
Title CompanyMICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4240 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1381

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 WHITEBIRCH DR, WEST BLOOMFIELD, MI 48323-2674
InvestorPossibly a Property Investor

Mortgage

Document Number0059069477
DateDec 19, 2023
Instrument59069/477
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,264.00 (-22.69%) Homeowner's exemption$145,580 (+23.28%)$291,160 (+23.28%)
2024$4,222.00 (+42.54%)
2023$118,090$236,180
2021$2,962.00

Flood & Wildfire

4240 E Commerce Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Commerce Rd

Nearby Streets

Search Property Records by Address or Parcel Number