4240 E Andrea Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4240 E Andrea Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,140 sqft · built 1996
Lot Size	0.182 acres (7,916 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Jul 2019)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-322`

Property Details

APN / Parcel Number

Primary APN	`212-12-322`
Alternative APN	`212123226`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	2,140 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,916 sqft (0.182 acres)
Parking Spaces	2 Parking Spaces
Pool Area	435 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4240 E ANDREA DR
City	CAVE CREEK
State	AZ
Zip	85331-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TATUM HIGHLANDS PARCEL TWO SOUTH MCR 403-50
Legal Subdivision	TATUM HIGHLANDS PARCEL TWO SOUTH
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2011
Census Tract	613300

Owner

4240 E Andrea Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4240 E ANDREA DR, CAVE CREEK, AZ 85331-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jul 29, 2019	Deed of Trust, Mortgage · Conventional with PMI BANKERS TR
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	2019574067
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0000249657
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4240 E ANDREA DR, CAVE CREEK, AZ 85331-2633
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830255
Date	Nov 8, 2017
Instrument	2017-0830255

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 15, 2020
Property Address	4240 E ANDREA DR, CAVE CREEK, AZ 85331-2633
Document Number	0001235827
Map Reference	MB 403 PG 50
Instrument Date	Dec 3, 2020
Instrument	20201235827
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4240 E ANDREA DR, CAVE CREEK, AZ 85331-2633

Mortgage

Document Number	0001235828
Date	Dec 15, 2020
Instrument	20201235828

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4240 E ANDREA DR, CAVE CREEK, AZ 85331-2633
Document Number	0000584887
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 E ANDREA DR CAVE CREEK AZ 853312633, CAVE CREEK, AZ 85331-2633

Mortgage

Document Number	0000584887
Date	Jul 31, 2019
Instrument	584887

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 29, 2019
Property Address	4240 E ANDREA DR, CAVE CREEK, AZ 85331-2633
Document Number	0000574067
Instrument Date	Jul 25, 2019
Instrument	574067
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 E ANDREA DR CAVE CREEK AZ 853312633, CAVE CREEK, AZ 85331-2633

Mortgage

Document Number	574068
Date	Jul 29, 2019
Instrument	574068

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4240 E Andrea Dr was $2,296.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,480 (+50.82%)	$584,800 (+1.7%) Land $116,900 Building $467,900
2025	$2,296.00	$38,774 (-36.26%)	$575,000 (-5.47%) Land $115,000 Building $460,000
2024		$60,830	$608,300 Land $121,600 Building $486,700
2023	$2,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4240 E Andrea Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4240 E Andrea Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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