424 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 424 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,450 sqft · built 1987
Lot Size0.232 acres (10,106 sqft)
OwnerIndividual Name on Record
Last Sale$265,999 (Dec 2016)
Tax Bill$4,088 (2025)
Deeds & MortgagesJul 2021 Refinance
Jul 2021 Refinance
+ 1 more
APN0452001000850

Property Details

APN / Parcel Number

Primary APN0452001000850

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,450 sqft Living Area
1st Floor Area792 sqft
Upper Floors Area792 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions116 ft deep x 85 ft wide

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address424 WILLOW BEND DR
CityCHESAPEAKE
StateVA
Zip23323-1059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description85 MILL CREEK SEC 2
Legal SubdivisionMILL CREEK
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3002
Census Tract21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address424 WILLOW BEND DR, CHESAPEAKE, VA 23323-1059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 16, 2021Gift Deed, Transfer · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 25, 2020Intrafamily Transfer, Transfer · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2016 · Amount on Record
Deed SaleDec 16, 2016 · Amount on Record
Deed Document Number201635432
Deed Book / Page9735 / 11
Last Transfer DateJul 13, 2021
Transfer Doc010410/320
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address424 WILLOW BEND DR, CHESAPEAKE, VA 23323-1059
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010410/323
DateJul 16, 2021
Book Page10410/323
Instrument210032589
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

July 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 16, 2021
Property Address424 WILLOW BEND DR, CHESAPEAKE, VA 23323-1059
Document Number10410/320
Book / Page10410 / 320
Instrument DateJul 13, 2021
Instrument210032588
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 WILLOW BEND DR, CHESAPEAKE, VA 23323-1059

Mortgage

Document Number10410/323
DateJul 16, 2021
Book Page10410/323
Instrument210032589
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 25, 2020
Property Address424 WILLOW BEND DR, CHESAPEAKE, VA 23323-1059
Document Number10206/1671
Book / Page10206 / 1671
Instrument DateAug 20, 2020
Instrument200029695
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 WILLOW BEND DR, CHESAPEAKE, VA 23323-1059

Mortgage

Document Number10206/1673
DateAug 25, 2020
Book Page10206/1673
Instrument200029696
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,900 (+3.98%) Land $160,000 Building $260,900$420,900 (+3.98%) Land $160,000 Building $260,900
2025$4,088.00 (+42.49%)$404,800 (+9.11%) Land $150,000 Building $254,800$404,800 (+9.11%) Land $150,000 Building $254,800
2023$371,000 (+6%) Land $130,000 Building $241,000$371,000 (+6%) Land $130,000 Building $241,000
2022$350,000 Land $120,000 Building $230,000$350,000 Land $120,000 Building $230,000
2019$2,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims9 (1999–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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