424 Wilder Rd, Lakeland, FL 33809 Property Records

Polk County property record for 424 Wilder Rd, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,561 sqft · built 1980
Lot Size0.847 acres (36,874 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Sep 2025)
Tax Bill$3,096 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Mar 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-27-12-000000-023030

Property Details

APN / Parcel Number

Primary APN23-27-12-000000-023030
Alternative APNs
  • 122723000000023030
  • 22723000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,561 sqft Living Area
Gross Area868 sqft
1st Floor Area868 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area36,874 sqft (0.847 acres)
Lot Dimensions295 ft deep x 125 ft wide
View / LotCommercial/Industrial
Garage Area693 sqft
PorchEnclosed/Unfinished Porch
Porch Area1,043 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address424 WILDER RD
CityLAKELAND
StateFL
Zip33809-5256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionE 125 FT OF N 300 FT OF BEG 25 FT N & 1818 FT W OF SE COR OF NE1/4 OF SE1/4 FOR BEG RUN N 1274PT61 FT W 436PT07 FT S 1275PT52 FT E 424 FT TO BEG LESS N 5 FT FOR RD R/W BEING PART OF LOT 2 OF UNREC SUNNYDALE FARMS
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionBRENTWOOD LANE
Legal Tract000000
Legal Block2
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2008
Census Tract12203

Owner

424 Wilder Rd is owned and occupied by an individual who bought it in September 2025.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address424 WILDER RD, LAKELAND, FL 33809-5256
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Mar 8, 2023Warranty Deed, Transfer
HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC
Dec 13, 2022Special Warranty Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2025 · Amount on File
Deed SaleSep 29, 2025 · Amount on File
Prior SaleMar 8, 2023 · Amount on File
Deed Document Number2025227966
Deed Book / Page13715 / 2287
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 29, 2025
Property Address424 WILDER RD, LAKELAND, FL 33809-5256
Document Number0000227966
Book / Page13715 / 2287
Instrument DateSep 16, 2025
Instrument2025227966
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyYOUR TITLE CONNECTION LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3330 MT VERNON WAY, KISSIMMEE, FL 34741-7035

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 WILDER RD, LAKELAND, FL 33809-5256

Mortgage

Document Number0137152289
DateSep 29, 2025
Instrument13715/2289
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 8, 2023
Property Address424 WILDER RD, LAKELAND, FL 33809-5256
Document Number0000054954
Book / Page12608 / 2095
Instrument DateMar 7, 2023
Instrument2023054954
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyHARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC

Transaction

AmountAmount on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3330 MT VERNON WAY, KISSIMMEE, FL 34741-7035

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 13, 2022
Property Address424 WILDER RD, LAKELAND, FL 33809-5256
Document Number0000322267
Book / Page12517 / 355
Instrument DateOct 26, 2022
Instrument2022322267
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$91.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 WILDER RD, LAKELAND, FL 33809-5256

Transferred To (Grantee/Buyer)

NameVerified Name
Address6836 S MACDILL AVE, TAMPA, FL 33611-5501

Tax Assessment & Valuation

The 2025 property tax bill for 424 Wilder Rd was $3,096, up 0.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,288 (+33.65%) Land $16,875 Building $258,413$275,288 (-4.37%) Land $16,875 Building $258,413
2025$3,096.00 (+0.75%)$205,984 (+1%)$287,861 (+53.72%) Land $16,875 Building $270,986
2024$3,073.00 (-16.72%)$187,258 (-22.9%) Land $16,875 Building $170,383$187,258 (-22.9%) Land $16,875 Building $170,383
2023$3,690.00 (+50.8%)$242,882 (+23.67%) Land $16,250 Building $226,632$242,882 (+23.67%) Land $16,250 Building $226,632
2022$2,447.00$196,393 Land $13,750 Building $182,643$196,393 Land $13,750 Building $182,643

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 Wilder Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Wilder Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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