424 Walker Ridge Rd, Big Rock, TN 37023 Property Records

Stewart County property record for 424 Walker Ridge Rd, Big Rock, TN 37023

Property Summary

Property Type	Rural Home
Details	2 ba · 2,184 sqft · built 2014
Lot Size	16 acres (696,960 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2025)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081026 00513`

Property Details

APN / Parcel Number

Primary APN	`081026 00513`
Alternative APN	`026 00513`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Precast Concrete Panel
Lot Area	696,960 sqft (16 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,380 sqft
Patio Area	64 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	424 WALKER RIDGE RD
City	BIG ROCK
State	TN
Zip	37023-3065
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	STEWART TN
Township / Civil Division	2
Census Block Group	1
Census Block	1031
Census Tract	110201

Owner

424 Walker Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in July 2025.

Source: Stewart County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Dec 7, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, BANKER TITLE & ESCROW CORP
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Deed Document Number	202573840
Deed Book / Page	316 / 797
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	000264/216
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Jul 7, 2025
Property Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065
Document Number	000316/797
Book / Page	316 / 797
Instrument Date	Jul 1, 2025
Instrument	73840
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	NEST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065

Mortgage

Document Number	0000073841
Date	Jul 7, 2025
Instrument	73841

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065

Mortgage

Document Number	000268/573
Date	Mar 21, 2022
Book Page	268/573
Instrument	64202

Lender

Name	F & M BANK
Type	Bank
Address	DOVER, TN 37058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEWART TN
Recording Date	Dec 7, 2021
Property Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065
Document Number	000264/216
Book / Page	264 / 216
Instrument Date	Nov 30, 2021
Instrument	63266
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, BANKER TITLE & ESCROW CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	424 WALKER RIDGE RD, BIG ROCK, TN 37023-3065
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000228/0000000374
Date	Sep 25, 2019
Book Page	0000000228/0000000374
Instrument	56148

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 424 Walker Ridge Rd was $1,137.

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 Additional exemption filed	$76,525 (-) Land $7,075 Building $69,450
2024	$1,137.00 (+5.38%) Additional exemption filed	$76,525 (+67.45%) Land $7,075 Building $69,450
2023	$1,079.00	$45,700 (-) Land $5,250 Building $40,450
2022	$1,079.00	$45,700 Land $5,250 Building $40,450	$182,800 (-49.89%) Land $21,000 Building $161,800
2021			$364,800 Land $87,000 Building $277,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 Walker Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Walker Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Walker Ridge Rd

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