Franklin County property record for 424 W Pine Ave, Eastpoint, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,731 sqft |
| Lot Size | 0.401 acres (17,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,000 (May 2021) |
| Tax Bill | $5,486 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09S-06W-7311-016W-0190 |
| Primary APN | 29-09S-06W-7311-016W-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,731 sqft Heated Area |
| Gross Area | 2,397 sqft |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,481 sqft |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 424 W PINE AVE |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL 16W LOT 19 OR 143/374 207/326 325/10 490/308 491/25 1254/473 1301/346 |
| Legal Range | 06W |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | ST GEORGE ISLAND GULF BEACHES |
| Legal Block | 16W |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 970304 |
424 W Pine Ave is owned by an individual who bought it in May 2021.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2251 RANDOLPH ST, PERU, IN 46970-8910 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 19, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 5, 2019 | Warranty Deed, Transfer · Line of Credit TC FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on File |
| Deed Sale | May 19, 2021 · Amount on File |
| Prior Sale | Dec 5, 2019 · Amount on File |
| Deed Document Number | 202119003132 |
| Deed Book / Page | 1301 / 346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 424 W PINE AVE, EASTPOINT, FL 32328-2608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12126 CARDINAL GLEN DR, GALVESTON, IN 46932 |
| Document Number | 0019002399 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 1333/392 |
| Instrument | 202219002399 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | May 19, 2021 |
| Property Address | 424 W PINE AVE, EASTPOINT, FL 32328-2608 |
| Document Number | 0019003132 |
| Book / Page | 1301 / 346 |
| Map Reference | MB 2 PG 7 |
| Instrument Date | May 6, 2021 |
| Instrument | 202119003132 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 CAPITAL CIR NE, TALLAHASSEE, FL 32308-4302 |
| Name | Verified Name |
|---|---|
| Address | 2251 RANDOLPH ST, PERU, IN 46970-8910 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Dec 5, 2019 |
| Property Address | 424 W PINE AVE, EASTPOINT, FL 32328-2608 |
| Document Number | 0019005396 |
| Book / Page | 1254 / 473 |
| Map Reference | MB 2 PG 7 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 201919005396 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 RIDLEY AVE, 107, LAGRANGE, GA 30240-2723 |
| Name | Verified Name |
|---|---|
| Address | 2050 CAPITAL CIR NE, TALLAHASSEE, FL 32308-4302 |
| Document Number | 0019005397 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 1254/474 |
| Instrument | 201919005397 |
| Name | TC FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, GA 31799 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 71 Months |
| Due | Nov 26, 2025 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 424 W Pine Ave was $5,486, up 11.1% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,486.00 (+11.12%) | $598,946 (+15.86%) Land $200,000 Building $398,946 | $598,946 (+15.86%) Land $200,000 Building $398,946 |
| 2024 | $4,937.00 (-3.82%) | $516,946 (-) Land $118,000 Building $398,946 | $516,946 (-) Land $118,000 Building $398,946 |
| 2023 | $5,133.00 (-2.53%) | $516,946 (-) Land $118,000 Building $398,946 | $516,946 (-) Land $118,000 Building $398,946 |
| 2022 | $5,266.00 | $516,946 Land $118,000 Building $398,946 | $516,946 Land $118,000 Building $398,946 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 W Pine Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 997 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,020 units insured incl. 23 condo units |
| Nearby Flood Claims | 1,119 (1985–2024) |
| Claims Outside the SFHA | 1 of 1,119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 W Pine Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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